Job Description

1. Business Accounting & Revenue Recognition

• Execute accounting for lending portfolios across retail and corporate businesses
• Ensure accurate revenue recognition, exempt income tracking, and technical write-offs
• Support product-level accounting across systems (FinnOne, Bancs, Credence, LAMS, etc.)

1. ECL, EIR & Asset Quality Support

• Support Expected Credit Loss (ECL) monthly provisioning workings
• Assist in Effective Interest Rate (EIR) computation and amortization
• Validate NPA classification, provisioning, and off-balance sheet exposures

1. System Reconciliation & Data Integrity

• Perform reconciliations across LMS (FinnOne/Bancs), SAP (ECC6/R3), and Hyperion
• Ensure accuracy in trial balance uploads and financial data flows
• Identify and resolve discrepancies across systems

1. Financial Reporting & MIS

• Prepare financial schedules for reporting packs for consolidation
• Support submission of financial data for group reporting (Tata Sons FFC packs)
• Assist in standalone and consolidated financial reporting

1. Regulatory Reporting (RBI / NHB)

• Prepare data and workings for regulatory submissions
• Improve automation and validation controls in regulatory reporting
• Ensure compliance with RBI / NHB reporting requirements

1. Audit and Compliance Support

• Facilitate statutory, internal, RBI, and IFC audits