Job Description

Enhance Shareholders’ Value (Financial)

• To assist Head of Credit Management and works closely with Business Units to on-board and retain good credit customers, and to ensure approved terms and conditions are followed through.
• To provide quality inputs / make sound & balanced credit decisions when approving a credit.
• To ensure credit applications recommended for approval/approved are within credit appetite and guidelines of the bank.
• To ensure appropriate reward to the risks.

Internal Business Process

• To work closely with Business Units to initiate/develop processes, templates, etc. to improve work efficiency and effectiveness.
• To proactively participate and to provide constructive feedback and input to the development of credit underwriting guidelines.
• To ensure that proper internal controls, guidelines and governance are in place to facilitate day-to-day activities.
• To keep abreast on market/event risks and highlight to supervisors any potential threat to Banks portfolio in event of such market/event risks.

Customer

• To build good relationship with Business Units.
• To work closely with Business Units trying to structure deals to be beneficial to both bank and customer with strong risk control.
• To ensure the approval turnaround time is or beyond service level agreement set.

Employee Engagement & Development

• To assist Head of Credit Management in running credit knowledge/best practice sharing session to the Business Units.
• To ensure self-development and to develop others.

Knowledge Skills and Experience:

• Tertiary qualification in Business related.
• At least 3 years lending experience.
• Good knowledge and understanding of sustainability, country economy and the business practice in Cambodia.
• Understand about local regulatory requirements.
• Have a good business minded with strong interpersonal skills.
• Highly motivated and committed.
• Good analytical skills.
• Good written and verbal communication.
• Good planning, organizing and problem-solving skills.
• Good knowledge of Microsoft Office and Windows-based computer applications.