Job Description

In our Compliance department in Germany, we are looking for a (Senior-) Compliance Manager with main focus on AML/CTF to join the dynamic and friendly team of compliance professionals.

The successful Compliance Manager brings a good Compliance understanding with in depth AML/CTF knowledge and provides AML/CTF related advice & support to the business. He/she will be involved in all aspects of AML related activities including but not limited to monitoring and interpretation of new regulatory requirements, development of policies & procedures, oversight over the transaction monitoring and screening program including investigation and reporting, risk assessment & participation in AML related projects, initiatives and committees.

• Provide timely advice to the Business on AML/CTF-related matters that could impact the day-by-day activities.

• Analyze processes in order to evaluate AML risks and strengthen the control environment.

• Acting independently and making decisions representing the German compliance team during interactions with Business partners.

• Assist the MLRO in the team coordination, ensuring a prompt escalation of potential issues.

• Oversee and support Transaction Monitoring and Screening activities and the respective investigation and reporting conducted

• Assist the MLRO in the identification and regulatory assessment of new requirements applicable to the business

• Support development of applicable policies and procedures and regular updates in the areas of AML/CTF, Sanctions, Anti-corruption

• Develop and maintain a working knowledge of applicable laws and regulations and internal policy requirements.

• Support the MLRO in creation of AML/CTF, Sanctions, Anti-Corruption reporting towards colleagues and Senior Management.

• Assist in the creation and update of AML/CTF risk assessment according to the regulatory requirements.

• At least 3 years’ experience in regulatory compliance field, in banks/financial institutions or audit/consulting firm

• University degree (Law/Economics degree); AML certificate is a plus

• Proactive and solution oriented

• Proven knowledge of applicable laws and regulations pertaining to the payments industry, global financial crimes compliance, which include, but are not limited to: European Money Laundering Regulations, Anti-Corruption & Bribery laws.

• Very good understanding of Compliance, the Compliance Management System and in depth knowledge of AML/CTF

• Ability to identify and understand key risks, issues and trends, and to develop meaningful information to be shared with leadership on how to manage risks and maintain a robust control environment.

• Proven ability to build rapport, garner respect and exercise authority appropriately in a collaborative environment.

• Professional maturity and confidence in expressing a point of view with colleagues at various levels

• Self-motivated, energetic team player with ability to work effectively in a matrix organization with all levels of management.

• Excellent organizational and planning skills;

• The ability to handle multiple tasks and prioritize work in a deadline-intensive environment

• Excellent knowledge of English and German language, spoken and written.

Employment eligibility to work with American Express in Germany is required as the company will not pursue visa sponsorship for these positions.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include: 

• Competitive base salaries 

• Bonus incentives 

• Support for financial-well-being and retirement 

• Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex 

• Onsite and online Healthy Living activities, including insightful health and workout webinars, as well as an array of in-person screening opportunities (i.e. skin cancer screening, eye screening, diabetes screening and more!)  

• Onsite Healthy Living room for exercise activities or relaxation programs with onsite shower room facility. Relaxation programs include regularly scheduled massages!  

• Inclusive and helpful parental perks including first aid rooms for breastfeeding privacy, emergency back-up childcare services and childcare allowance.  

• Optional on-site visits from Occupational Doctors for workplace health consultations.  

• Free and confidential counselling support through our Healthy Minds program 

• Career development and training opportunities 

Amex Flex provides flexibility for colleagues to thrive personally and professionally while ensuring we preserve the important benefits of our unique in-person culture. In Germany, we have an agreement with the works council with specific guidelines for Amex Flex. Depending on the role and business needs, colleagues will either work onsite, in a hybrid model or fully virtual. 

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations. 

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.