Manage the real estate portfolio and provide in-depth analysis for allotted region ensuring efficiency, compliance, and consistency.
Core Responsibilities:
1. Regular monitoring of the real estate portfolio by conducting periodic asset quality review through project site visits , data analysis , meetings, etc
2. Ensuring post disbursal compliance as per the sanction terms including, security perfection and appropriate charge creation along with filling in ROC (Registrar of Companies), disbursement milestones etc for the assets securing the facility
3.Identifying early warning signals
4.Preparing of Asset quality review notes for allotted region in timely manner. The AQR notes are extensive and needs to be made by the candidate, covering exposure movements, compliances, RERA , projections vs actual variances etc and highlighting variances and recommending corrective actions and presentation as per DoA (Delegation of Authority)
5.Liaisoning with Audit Firms , Legal and Technical vendors for getting reports on timely manner
6.Participating in preparation of facility documents for disbursements
7.Follow up for Post Disbursal documents (PDD) , MIS preparation and publication
8.Working on SICR (significance in credit risk) reporting to NHB.
9.Handling internal and externals Audits - requirements.
10.Process mapping and Process Improvement related to the business.
11.NOC management and issuance
12.Escrow account management.
Qualification - CA / MBA in Finance
Tata Capital Limited is a subsidiary of Tata Sons Limited. The Company is registered with the Reserve Bank of India as a Core Investment Company and offers through itself and its subsidiaries fund and fee-based financial services to its customers, under the Tata Capital brand.
As a trusted and customer-centric, one-stop financial services provider, Tata Capital caters to the diverse needs of retail, corporate and institutional customers, across various areas of business namely the Commercial Finance, Infrastructure Finance, Cleantech Finance, Wealth Management, Consumer Loans and distribution and marketing of Tata Cards. Tata Capital has over 500+ branches spanning all critical markets in India.
