About Us:

Who is Mercedes-Benz Financial Services?
Mercedes-Benz Financial Services, part of the global company Mercedes-Benz Mobility AG is the captive financing and mobility solutions company of the global luxury automobile manufacturer, Mercedes-Benz AG. We offer a comprehensive range of automotive financial and insurance products that make it easy for our customers to drive their dream Mercedes-Benz vehicle.

Why work at Mercedes-Benz Financial Services?
Working at Mercedes-Benz Financial Services is more than a job – it’s an opportunity to join an innovative team where you are valued for your contributions. As an employee, you will experience career development in a positive, employee-centric environment. We’re a global company that not only offers best-in-class products to our customers but also best-in-class benefits to our employees. Our employees experience a comfortable, friendly environment and relaxed, inclusive culture.

Benefits

When working at Mercedes-Benz Financial Services, you will enjoy a comprehensive and amenity-rich benefits package offering something for every employee at each stage of their life.

As a new employee, you will have the opportunity to take advantage of the following benefits that go beyond – beginning day one:

Get Rewarded! Competitive salary plus an annual bonus based on company performance and/or personal yearly performance

Need a vacation? How about just some time for YOU! In addition to our vacation time, you’ll receive fifteen (15) additional corporate holidays, which will allow you to celebrate religious holidays or escape to the spa! Designed to be flexible, we let you decide which days are most important to you!

Ride in Style - All employees are eligible to participate in the Mercedes-Benz Employee Lease Program

We want you to be healthy! Outstanding medical, dental, and vision insurance, employer-paid short and long term disability plus on-site exercise facilities

Is your family growing? Enjoy generous paid Family Leave Programs - Six Weeks for New Parents; Adoption Expense Reimbursement Programs - up to $6k per child

Want to go back to school? Tuition Assistance Scholar Program - receive up to $8k in vouchers to complete business-related coursework

• $6k for undergraduate
• $8k for graduate

Manage the Acquisitions Analytics function through the development, implementation and oversight of credit risk, pricing, portfolio growth and predictive analytics strategies that support profitable business growth. Supervise acquisition-focused analytical resources and ensure data-driven decision making throughout the customer acquisition lifecycle. Utilize advanced statistical techniques, machine learning methodologies and risk modeling frameworks to optimize approval rates, portfolio quality, dealer performance and profitability. Partner with Risk Management, Sales, Credit, Marketing and Finance leadership to drive growth while maintaining acceptable risk levels. Participate in global risk management initiatives and ensure alignment with industry best practices and MBFS strategic objectives.

Responsibilities:

Lead and supervise the Acquisitions Analytics team responsible for credit risk, pricing, and portfolio acquisition strategies. Responsible for the day-to-day coaching, development, and performance management of the team. (30%)
Develop, monitor and enhance application scoring models, underwriting strategies and credit decisioning tools supporting acquisition growth and profitability. (15%)
Perform advanced portfolio analytics to identify trends in approval rates, booking rates, losses, risk-adjusted returns and customer behavior. (15%)
Provide strategic recommendations to senior leadership regarding acquisition policies, segmentation, pricing strategies and growth opportunities. (15%)
Collaborate with Sales, Marketing and Credit Operations to improve dealer performance, customer acquisition effectiveness and portfolio quality. (10%)
Manage implementation, validation and governance of internal and vendor acquisition models in compliance with company policies and regulatory requirements. (10%)
Evaluate emerging analytical techniques and technologies that improve acquisition decisioning and profitability. (5%)

Qualifications:

Applicants must be legally authorized to work in the U.S. at the time of application. Relocation assistance will not be provided for this position.
This position requires a minimum of 5 years of overall work experience. Preferred experience includes:

• Business-General: 3 years
• Collections: 2 years
• Credit: 2 years
• Finance: 3 years
• Risk Management: 5 years

Education:
High School Diploma/(GED) is required, Bachelor's Degree is preferred. Recommended majors include:

• Business Administration
• Economics
• Data Science

• Quantitative Social science

Additional Knowledge:

• 3-5 years' experience in Finance, Controlling or relevant analytical positions
  

Skills:

• Analytical skills
  • Ability to collect data and establish facts and identify trends and variances
• PC skills
  • Microsoft Office
• Presentation skills

• Problem solving skills

Additional Skills:

• Demonstrated leadership experience with the ability to supervise, coach, and develop analytical professionals while driving team performance and accountability. Strong knowledge of credit risk management, underwriting, acquisition strategy, pricing, and portfolio profitability. Advanced analytical and financial modeling skills with expertise in SQL and experience with Python, SAS, R, or similar analytical tools. Ability to lead cross-functional initiatives, influence strategic business decisions, and effectively communicate complex analytical findings to executive and non-technical audiences. Strong stakeholder management, strategic planning, project prioritization, and change management skills. Experience with model governance, regulatory compliance, and risk management best practices, along with participation in global and cross-functional projects.

Recommended Prerequisites: Retail Credit, Collections, Financial Analyst, Risk Management

Mercedes-Benz Financial Services offers competitive salary, performance-based bonuses and a full suite of benefits including 401(K) with match, generous vacation and personal time, a Mercedes-Benz car program as well as flexible work arrangements. .

EEO/Minorities/Females/Disabled/Vets

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