The Senior Loss Mitigation Underwriter plays a key role in the initial review of a loss mitigation application. This position is responsible for preparing loans for underwriting evaluation of temporary loss mitigation solutions, providing notification to the borrower of evaluation results, and documenting system of record. The specialist ensures compliance with investor/insurer, regulatory, and company guidelines while providing high-quality customer service.
This role requires 100% onsite attendance in our Pontiac office.
• Gather and review borrower financials to determine eligibility for various loss mitigation solutions such as forbearance, repayment plans, trial payment plans, and hardship assistance programs.
• Ensure critical steps in preparing the loan file are completed including title, escrow review, and investor related documentation is received.
• Ensure all interactions and actions are documented in the servicing system according to CFPB, FHA, Fannie Mae, Freddie Mac, and other investor requirements.
• Collaborate with underwriting, collections, and customer service teams to ensure timely and accurate processing of loss mitigation requests.
• Educate borrowers on the consequences of non-payment and promote early intervention strategies to prevent foreclosure.
• Track application status, deadlines, and escalating accounts at risk of timeline violations or regulatory breaches.
Must-Have Qualifications:
• High school diploma or equivalent required; associate or bachelor’s degree preferred.• 2+ years in mortgage servicing, loss mitigation, collections, or related financial services.• Experience with investor guidelines (FHA, VA, Fannie Mae, Freddie Mac) strongly preferred.• Strong understanding of mortgage delinquency, loss mitigation, and foreclosure prevention practices.• Excellent communication, negotiation, and interpersonal skills.• Proficient in mortgage servicing software (e.g., MSP, Black Knight) and Microsoft Office Suite.• Ability to work under pressure and meet regulatory deadlines.• Bilingual (Spanish/English) a plus.
Ready to join thousands of talented team members who are making the dream of home ownership possible for more Americans? It’s all happening on UWM’s campus, where our award-winning workplace packs plenty of perks and amenities that keep the atmosphere buzzing with energy and excitement.
It’s no wonder that out of our six pillars, People Are Our Greatest Asset is number one. It’s at the very heart of how we treat each other, our clients and our community. Whether it’s providing elite client service or continuously striving to improve, our pillars provide a pathway to a more successful personal and professional life.
From the team member that holds a door open to the one that helps guide your career, you’ll feel the encouragement and support on day one. No matter your race, creed, gender, age, sexual orientation and ethnicity, you’ll be welcomed here. Accepted here. And empowered to Be You Here.
More reasons you’ll love working here include:
All the above duties and responsibilities are essential job functions subject to reasonable accommodation and change. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Team members may be required to perform other or different job-related duties as requested by their team lead, subject to reasonable accommodation. This document does not create an employment contract, implied or otherwise. Employment with UWM is "at-will." UWM is an Equal Opportunity Employer. By selecting “Apply for this job online” you provide consent to UWM to record phone call conversations between you and UWM to be used for quality control purposes.
At UWM, we’re dedicated to making dreams come true for our team members, our broker partners and homebuyers nationwide — an approach that’s led us to become the #1 mortgage lender in America and sustain a decorated, award-winning culture. We’re constantly searching for curious and creative minds, from entry-level to seasoned veterans, and will embrace your expertise, enable you to learn new skills and offer continuous improvement opportunities to help plant the seeds for your career and take you to the next level. And we help support our team members with a welcoming environment they can call home.
Our one-of-a-kind campus features perks and benefits focused on making your time at the office more convenient. We offer a free 24/7 on-site fitness center, multiple on-site food options, paid training, flexible start times, diversity programs, a primary care doctor's office and so much more. Combined with the opportunity to improve and advance, you’ll be well on your way to building a life and career of your making. Take the first step in your career at UWM. Apply today.
All posts and information on this page are subject to change. Certain restrictions may apply.
NMLS #3038 l Equal Housing Lender l nmlsconsumer.org
