Job Description

We are seeking a skilled and experienced professional to lead and manage credit operations for Crop-Agri-Fin-Dealer Funding. The Location Credit Manager will play a crucial role in driving the department's success by implementing robust credit policies, managing risk, and ensuring compliance with regulatory standards. This role requires strong leadership, analytical, and decision-making skills to navigate the complex landscape of credit management.

• Oversee and manage the credit operations for Crop-Agri-Fin-Dealer Funding, ensuring efficient and effective processes.
• Implement and maintain robust credit policies and procedures to mitigate risks and ensure compliance.
• Analyze and assess credit applications, financial statements, and other relevant data to make informed lending decisions.
• Monitor and manage credit risk exposure, identify potential issues, and implement strategies to mitigate risks.
• Build and maintain strong relationships with key stakeholders, including internal teams, clients, and external partners.
• Collaborate with the Agri-Fin-Dealer Funding team to develop and execute credit strategies aligned with business goals.
• Stay updated on industry trends, regulatory changes, and best practices in credit management.
• Provide guidance and support to the credit team, ensuring their professional development and performance.
• Prepare and present regular reports on credit performance, risk management, and other relevant metrics to senior management.
• Ensure compliance with all applicable laws, regulations, and internal policies related to credit operations.

• Bachelor's degree in Finance, Business Administration, or a related field, with a preference for a Master's degree in Finance or a relevant specialization.
• Minimum 8-10 years of experience in credit management, with a strong background in Agri-Fin-Dealer Funding or a similar industry.
• Proven track record of successful credit management, including risk assessment, portfolio management, and credit policy implementation.
• Excellent analytical and decision-making skills, with the ability to interpret financial data and make sound lending decisions.
• Strong leadership and management skills, with the ability to lead and motivate a team of credit professionals.
• Proficiency in using credit analysis tools and software, as well as MS Office applications.
• Excellent communication and interpersonal skills, with the ability to build and maintain relationships.
• Ability to work independently, manage multiple priorities, and meet tight deadlines.
• Strong problem-solving skills and a proactive approach to identifying and resolving credit-related issues.
• Willingness to stay updated on industry trends and regulatory changes, and a commitment to continuous professional development.