Job Description

Responsibilities

·

·Your core responsibility will
be to provide comprehensive lending scenarios, structuring and servicing
support to a high-performance Broker as well as managing the client application
process from lodgment to settlement. You will play a critical role as you will
liaise with the brokers, lenders and clients, researching and structuring
applications to meet our clients’ requirements.

· Daily you will liaise with
clients via phone and email to understand their lending requirements and
motivation/goals and collect the relevant details, including a client
profile/fact find, budget, supporting documents, for loan assessment.

· Daily you will liaise with
lender and other agents to drive the lending scenario analysis, structuring and
preparing loan application, including completing servicing, loan structure
analysis, strategies to get the deal together, ordering valuations and credit
report and managing the client’s expectations.

· Assess credit worthiness of
each client opportunity. This includes understanding the client’s motivation
for obtaining finance, interpreting details and documents provided by clients.
Compiling loan application together ready for submission to lender and
completing all compliance checks required. A credit assessment or loan
structuring background would be advantageous.

· Be able to understand and
interpret financials for self-employed individuals, company/trust structures
and other complex financial situations is essential.

· End to end process the loan
application from submit to post settlement. Liaise with the client and broker
and manage the application. Stay ahead of the client and broker with
communication, tasks and timeframes. Truly manage the process and outcomes.

· Attend training sessions and
team meetings when required.

· Contribute to continuous
improvement and team development – Improving internal tasks and procedures,
client communication, ensure high level of product and lender policy knowledge.

· Adhere to various legal,
compliance, credit and customer service standards.

Requirements

• · A finance/accounting background
  or degree is essential.
• · Diploma of Mortgage &
  Finance Broking desirable.
• · Senior level 3-5 plus years’
  loan structuring and processing experience is preferred
• · Understand how to interpret
  financial documents and consider appropriate structuring options to achieve
  clients’ objectives.
• · Comprehensive knowledge of
  current Australian lender policies and capacity to stay on top of lender and
  market policy movements required.
• · Experience with SalesForce is
  desirable
• · Exceptional Australian credit
  knowledge and regulatory requirements is desirable.
• · Honest, reliable and
  hardworking is essential.
• · Strong problem solving, and
  mathematical skills are required. Think outside the box and a strong desire to
  solving problem is required for this position.
• · Strong communication skills
  (verbal and written) is required. You will be required to deal with clients via
  email and phone daily.