First National Bank Texas

Loan Underwriter

First National Bank Texas  •  Killeen, TX (Onsite)  •  1 month ago
Apply
AI can make mistakes so check important info. Chat history is never stored.

Job Description

* Approve or deny mortgage loans, following mortgage standards, according to VA, FHA, FNMA, FHLMC, Investor, QC and Bank guidelines
* Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet establishment and government standards
* When denying a loan, specify investor and institution guidelines and basis for declining application; must be consistent with all decisions
* Evaluate acceptability of loans to investors in the secondary market
* Review credit reports and give loan officers and loan processors guidance on how to make the loan work
* Ensure the needs of the customer are met
* Senior level may supervise underwriters in department
* Regular and predictable attendance and punctuality
* Other duties as assigned

Physical Requirements:
* Must be able to remain in a sitting stationary position for extended periods of time
* Constantly operate a computer and other office machinery
* Ability to lift up to 25 pounds

FNBT is an equal opportunity employer. Qualifications
* At least 18 years of age
* High school diploma or equivalent
* 5 years mortgage experience; preferably two years in a mortgage underwriting environment
* Good communication skills
* Must be detail oriented, analytical, and organized
* Knowledge of Ellie Mae and VA LAPP and FHA DE authority required
* Must successfully pass background investigation according to company policy
* Must be able to get along with co-workers and work effectively in a team environment
First National Bank Texas

About First National Bank Texas

First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings, we have grown to over $4 billion in assets and operate in over 340 locations in Texas, Arizona, Arkansas, and New Mexico.

Our bank has grown in many ways over the years, but our focus and commitment remain the same—providing customers with great banking solutions and world-class service. More than a century ago, we began the tradition of being a great community bank focused on the financial success of our customers. Today, more than 3,200 dedicated banking professionals carry on and maintain that established custom.

So much has changed since 1901, but our commitment to putting our customers first has not. As we continue to grow and serve customers, we remain committed to providing a combination of modern banking convenience and old-fashioned service.

Industry
Finance & Insurance
Company Size
501-1,000 employees
Headquarters
Killeen, Texas
Year Founded
1901
Website
1stnb.com
Social Media