Job Description

Principal Duties:

• Evaluate borrower credit history to identify potential performance concerns.
• Analyze renovation budgets and ensure alignment with market comps and borrower exit strategy.
• Validate borrower experience and track record specific to investment assets.
• Confirm eligibility against program guidelines and risk thresholds.
• Collaborate with Sales, Valuations, Construction, and Operations to collect and verify necessary due diligence documentation.
• Perform underwriting for RTL and fix & flip loans, including assessment of collateral value, scope of work, exit strategy, and local market dynamics.
• Support deal flow by providing underwriting feedback to Sales for structuring and eligibility discussions.
• Ensure compliance with Genesis Capital’s credit policy, asset-level guidelines, and investor requirements.
• Participate in pipeline meetings and provide underwriting insight to expedite processing and approvals.
• Review and validate key title documents such as estoppels, title reports, and indemnities as necessary.
• Manage a pipeline of borrower and asset underwrites within the Genesis Capital SOP’s and service level agreements (SLA’s).
• Input underwriting information and data into the LOS and other systems with a focus on attention to detail. 

Education and Experience

• Bachelor’s Degree.
• Minimum 5+ years in Commercial Real Estate banking or private real estate lending, in the form of underwriting, credit analysis or related experience. 
• Experience in fix & flip or construction lending is required.
• Knowledge of real estate lending and loan structuring.
• Familiarity with real estate markets, valuation methodologies, and investor exit strategies.
• Understanding of borrower financials, credit risk, and KYC/AML compliance.
• Proficiency in Excel, PowerPoint, and pipeline management tools.
• Experience with residential construction budgets, cost review, and timeline feasibility a plus.