Job Description

Job Location Martin - Martin, SD 57551 Position Type Full-time Education Level High School Job Shift Day Job Category Banking

Join Our Loan Servicing Team! Apply Today. Grow with us at Security First Bank and find your future in banking. We treat you right.

Looking for a career where you have evenings off to do the things that you enjoy? Do you like a professional office environment with Federal Holidays and Sundays off? We’re looking for friendly, smiling faces to become a part of our electronic banking team. To be considered, please complete and sign the online application form.

If you haven’t received a link to sign the application, please check your inbox for an email containing a clickable link to create a password and access your account.

To be considered as an applicant please complete the online application form at the Security First Bank web site. For additional information or paper application accommodations please stop by 401 3rd Ave, Martin SD 57551 or call 605-685-6776

Role:

The Loan Servicing Specialist must possess a general knowledge in all areas of consumer, commercial, and agricultural lending. The position will be responsible for assisting Branch/Regional Loan Officers with specific administrative duties associated with the pre & post-close servicing for consumer, agricultural, or commercial loans.

Essential Functions & Responsibilities:

• Responsible for contacting customer(s) or various venders during pre-close prep work to obtain financials, title work, insurance, etc.
• Collects & submits all necessary information for loan processing.
• Ensures accurate data of information on the lending systems.
• Performs servicing of originated loans to include the monitoring of RE taxes, Flood Insurance, Hazard Insurance, etc.
• Maintains the official Credit File documentation.
• Monitors closed loan portfolios to ensure compliance with covenants and requirements of loan closing documents in servicing the loan.
• Reviews and/or prepares exception reports & correspondence for loan servicing as assigned by Loan Operations Department and/or Branch Manager.
• May assist in monitoring the branch loan account General Ledgers.
• May be asked to close loans.
• This position will also be responsible for contacting customers/vendors via phone or email.
• Responsible for answering and routing incoming customer calls to appropriate lending staff.
• Promotes and represents Security First bank and make referrals to other departments.
• Other job-related duties as assigned.

Qualifications

Knowledge, Skills and Abilities:

Education and/or Experience.

• High School Diploma or General Education Degree (GED).
• One to Twelve months of banking experience preferred.
• Knowledge of all loan application systems and software.

Interpersonal Skills.

• Ability to apply bank regulations and compliance policies.
• Good communication skills.
• Keep accurate records.
• Superior problem-solving skills and a strong attention to detail.
• Self-motivated and able to work with little direct supervision.
• Ability to handle high volume of work, and work closely with lending team.
• Superior problem-solving skills and a strong attention to detail.

Certificates, Licenses, Registrations: None.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing this job the employee would occasionally be required to carry loads up to and including 24lbs. It is frequently necessary to bend, squat, reach above the shoulder level, crouch, kneel, balance and push/pull equipment. Firm grasping/fine manipulation with the right/left hand is necessary. In an 8-hour day, the employee can expect to sit about 6 hours.

Work Environment:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually quiet.

Starting Wage Range and Benefits:

Security First Bank provides some of the most competitive, comprehensive benefits in South Dakota and Nebraska. We believe in our employees, and they deserve an environment in which they can excel, with the peace of mind that their families are well cared for. We provide a host of health benefits, financial plans, and other services designed to make life better - both at work and at home.

Prior experience will be taken into consideration for starting wage. Additional information about benefits is available on the careers page of the company web site. Specific questions about benefits for full or part time status will be answered during the interview process.

This
is not a complete statement of all duties and responsibilities comprising this position.

Security First Bank is an Affirmative Action and Equal Opportunity Employer, Minority / Female / Disabled / Veteran / Gender Identity / Sexual Orientation.