Job Description

Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee.

Weekly Working Hours: 40

As a Loan Review Officer, the position requires assistance in reviewing loans to ensure acceptable standards are maintained, review of credit operations to report conformance with established policy and Federal regulations. The incumbents will also gain familiarity with bank’s credit culture, policies and loan products.

Essential Functions include but are not limited to:

• Analyzes credit and financial statements to verify continuing creditworthiness of customer.
• Analyzes tax returns to verify continuing creditworthiness of customer.
• Checks legal documentation supporting commercial, installment and mortgage loans to determine adequacy and perfection of Bank’s interest.
• Assist in the preparation of adversely graded loan reports to management on loans reviewed.

Some credit knowledge preferred.

Requirements

Education and Requirements:

• Bachelor degree in Accounting, Finance or related field required
• Strong understanding of bank loan/credit regulations
• Strong understanding of accounting and credit review standards
• Strong written and oral communication skills
• 1 - 5 years or more of financial institution experience, including strong credit review, commercial lending and/or credit administration experience

EOE

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