Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee.
Weekly Working Hours: 40
1. Directs the continuous review of loans and commitments for the purposes
of risk grading, determination of degree of attention required, identification of potential credit problems, and conformity with Corporate Bank policies and regulatory directives. Manages generation of management reports regarding quality and trends in the Corporate loan portfolio.
2. Provides credit risk management and regulatory input for numerous board and management committees. Active member of Credit Policy Committee and non-voting member of subsidiary bank Loan Loss committees. Conducts workout credit discussions and Credit Policy issues with managerial personnel.
3. Reviews major and complex loans and reports exposures to management.
Maintains ongoing credit risk oversight of existing major adversely graded credits.
4. Plans and organizes all activities within department.
5. Responsible for review and recommendation of all staffing actions on
members of department. Sets up training programs and monitors activities.
6. Conducts Loan Quality exit reviews at all Subsidiary Banks and Credit
Departments to ensure consistency and uniformity of reporting.
Marginal Functions
7. Performs additional job-related duties as required.
MINIMUM KNOWLEDGE, PRIOR WORK EXPERIENCE, AND SKILLS NEEDED TO PERFORM JOB FUNCTIONS
Extensive credit and lending experience, with a financial institution or regulatory agency, where the incumbent has more responsible and broadly diversified credit experiences to include managing the loan review process. Successful completion of upper graduate or graduate financially related business courses is highly desirable. Excellent leadership, communication, analytical, interpersonal, and organizational skills required.
EOE
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Westamerica Bancorporation is the holding company for Westamerica Bank, a regional community bank providing consumer and commercial financing for more than 80 branches throughout Northern and Central California. First chartered in 1884, we've grown into one of the most stable community banks in the nation, and the seventh largest bank headquartered in California.
A Proven Past – A Strong Financial Future
Westamerica Bancorporation maintains exceptional asset quality, and our capital ratios exceed regulatory standards for "well-capitalized" companies. Our outstanding loan quality, loan loss reserve, earnings, and capital ratios place us among the top-performing financial institutions in the nation for financial health and safety. Westamerica receives continued recognition by analysts as a very healthy community banking company. Independent bank rating agencies, including Findley Reports and Veribanc, consistently reaffirm their positive ratings. In fact, Veribanc has awarded us their "Blue Ribbon" in recognition of our safety, soundness and financial strength. Our senior management team has been a steady force, attesting to our clear, consistent direction and long-term stability. Our stock is traded on the NASDAQ stock market under the symbol WABC.
