Westamerica Bank

Loan Processor Utility - Charge Off Support

Westamerica Bank  •  $32k - $40k/yr  •  Fairfield, CA (Onsite)  •  5 months ago
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Job Description

Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee.

Performs daily charge-off support functions. Responds to service requests, handle phone call inquiries, calculates loan payments and balances, perform job related administrative functions, assists with special projects and performs additional job related duties as required. Must possess strong interpersonal, organizational, customer service and analytical skills. Can work independently with limited supervision. Ability to thrive in an intense working environment and meet productivity deadlines. Proven decision-making skills required. Good verbal and written communication skills a must.

  • Provide support for banks Consumer and Commercial Loan Adjustment Departments
  • Proficient with MS Access, Excel & Word
  • Answer phone calls/emails from Officers regarding charge off related items
  • Applying payments to each bank correct General Ledger Accounts
  • Processing Charge-offs (C/O) and Recoveries within deadline
  • Processing special C/O requests: Contra Reversal, OREO
  • Prepare Projection Report for distribution to LAD Manager as assigned
  • Verification of Lien Release, Reconveyance, UCC Termination, Assignment of Life Insurance requests
  • Prepare & distribute Storage Labels for both LAD offices, data input to corresponding database
  • Prepare & Pay Repo Invoices
  • Liaison between internal/external auditors
  • Research information within bank systems and files
  • Daily balancing to specific GL’s
  • Preparing Fee Worksheets and Transfers
  • Scanning
  • Month end Board Reports, OREO certifications
  • Monthly Balance Offs
  • Notary, is a plus

Requirements

  • Solid computer skills with experience working with different system applications including Microsoft Word and Excel.
  • Comfort and confidence in working directly with senior banking staff.
  • Excellent verbal and written communication including spelling and grammar.
  • PC and typing proficiency, organizational and analytical skills.

EOE

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Westamerica Bank

About Westamerica Bank

Westamerica Bancorporation is the holding company for Westamerica Bank, a regional community bank providing consumer and commercial financing for more than 80 branches throughout Northern and Central California. First chartered in 1884, we've grown into one of the most stable community banks in the nation, and the seventh largest bank headquartered in California.

A Proven Past – A Strong Financial Future

Westamerica Bancorporation maintains exceptional asset quality, and our capital ratios exceed regulatory standards for "well-capitalized"​ companies. Our outstanding loan quality, loan loss reserve, earnings, and capital ratios place us among the top-performing financial institutions in the nation for financial health and safety. Westamerica receives continued recognition by analysts as a very healthy community banking company. Independent bank rating agencies, including Findley Reports and Veribanc, consistently reaffirm their positive ratings. In fact, Veribanc has awarded us their "Blue Ribbon"​ in recognition of our safety, soundness and financial strength. Our senior management team has been a steady force, attesting to our clear, consistent direction and long-term stability. Our stock is traded on the NASDAQ stock market under the symbol WABC.

Industry
Finance & Insurance
Company Size
201-500 employees
Headquarters
Unknown
Year Founded
1884
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