Pear Tree.

Loan Processor / Credit Analyst (Australian Mortgage) - 199

Pear Tree.  •  National Capital Region, PH (Remote)  •  30 days ago
Apply
AI can make mistakes so check important info. Chat history is never stored.

Job Description

Position Loan Processor / Credit Analyst

Salary PHP 95,000 - 120,000

Working Hours & Conditions Aligned with Australian hours; full-time (remote)

Holidays AU Holidays

ABOUT THE COMPANY

The client is Australia’s leading independent mortgage brokerage, headquartered in North Sydney. Founded in 2013, the firm has rapidly scaled to become a powerhouse in the financial services sector, specializing in residential and commercial lending, asset finance, and strategic wealth advisory. With a portfolio of over 70 lenders and more than $20 billion in funded loans, they serve as a critical intermediary between Australian property buyers and a vast network of major banks and non-bank lenders. Their expertise is rooted in simplifying the complex financing landscape for first-home buyers, seasoned investors, and corporate clients alike.

We’re an Australian residential mortgage broking business looking for an experienced Loan Processor / Credit Analyst to support our Principal Broker across the full loan lifecycle—from initial assessment through to settlement.

Approximately 50% of our clients are high-income, self-employed borrowers, so this role requires strong capability in complex income assessment (company structures, discretionary trusts, sole traders)—not just PAYG.

This is an execution role, not a sales role. You won’t be prospecting or pitching—but you will communicate directly with clients on operational matters and with lenders throughout the application process.

RESPONSIBILITIES

  • Manage client onboarding via Salestrekker (document collection, follow-ups, data accuracy) Frollo (open banking access) and Whatsapp (client/broker comms)
  • Assist clients with platform access and document upload queries
  • Issue compliance documents (credit guides, privacy docs, intro packs)
  • Conduct credit checks (Equifax / Access Seeker)
  • Assess borrowing capacity using Quickli Pro and lender calculators
  • Identify and prepare top lender options based on policy and servicing for broker review
  • Liaise with BDMs and credit teams to secure approvals and pricing
  • Order and interpret valuations (CoreLogic / Valocity)
  • Prepare and lodge complete, submission-ready applications
  • Manage post-submission conditions, MIRs, and settlement workflow
  • Handle top-ups for existing clients (same workflow, re-entry)
  • Document processes to build internal SOPs based on live experience in this business

Requirements

QUALIFICATIONS

  • 4+ years in an Australian mortgage broking environment (parabroker, processor, or credit analyst)
  • Strong understanding of AU lending policy and credit assessment
  • Proven experience with self-employed income analysis (company, trust, sole trader) - can assess self-employed income without hand-holding
  • Clear written and verbal English
  • Ability to communicate directly with lenders and Australian clients on operational matters

PREFERRED SKILLS (nice to have)

  • Active use of AI tools in your current workflow (e.g. using Claude, ChatGPT, or similar to draft lender summaries, assess credit policies, or build SOPs)
  • Cert IV or Diploma in Mortgage Broking—we’re open to sponsoring the right candidate into this qualification as part of your career development
Pear Tree.

About Pear Tree.

🚀 Expand Your Team Without Compromise (www.pear-tree.com)

You want to grow your team with the right people, but you’re hitting challenges like; Increasing hiring costs, A shallow local talent pool, Concerns about consistency and quality.

The dilemma: do you overspend to secure top local talent, or settle for less-than-ideal candidates who hold back your growth?

Why Going It Alone is Tough

- Traditional recruitment is expensive and draws from the same limited pool.

- Freelance platforms can’t guarantee long-term quality or reliability.

- Hiring overseas comes with complex legal and compliance hurdles.

🌎 We Make Global Hiring Simple

Pear Tree takes the complexity out of international recruitment. We match you with skilled, reliable, and cost-effective professionals from the Philippines, India, Nepal, South Africa and Latin America who fit your business perfectly.

- Substantial savings on recruitment and salary costs

- Access to a wide, highly skilled talent market

- A streamlined hiring process that saves you time

- Confidence backed by our 6-month “Perfect Hire” Guarantee

🔑 Our Process

1. Source and rigorously vet candidates on your behalf

2. Arrange and support the interview process

3. Hold your hand through the legal and logistical requirements that come with overseas hiring

4. Provide ongoing support to ensure seamless onboarding and retention

✅ A Smarter Way to Scale

Forget the false choice between paying top dollar locally or settling for poor hires. We give you a better option: affordable, skilled, and dependable international talent.

Join leading entrepreneurs and business owners already benefiting from this approach.

Book a call today and let us help you define your role, write your job description, and secure your next star team member — guaranteed.

Industry
HR & Recruiting
Company Size
1-10 employees
Headquarters
Sydney, AU
Year Founded
Unknown
Social Media