Job Description

Job Location: 412 Office - Knoxville, TN 37922
Position Type: Full-Time/Part-TimeEducation
Level: High School
Job Category: BankingHybrid/TN position  Required to work Three (3) designated days in office, also must be prepared to work periodically in office as needed for meetings and training. Equipment is provided.
BASIC FUNCTION:
Processes loans and prepares loan documents in a centralized environment for all types of consumer and commercial loans. Work may be reviewed by either the Central Processing Manager or a Senior Specialist.
ESSENTIAL FUNCTIONS:
- Responsible for creating and reviewing all documents regarding loan processing:
- - Early disclosures
- - New loan documentation
- - Loan renewal documentation
- - Extensions/Modifications
- - Collateral amendment form
- - Automatic transfer forms
- - HMDA data capture
- - All other miscellaneous loan forms
- Create all documents needed for a new loan package for Loan Officers, to include ordering title work, flood determinations, and other supporting documentation
- Identify and resolve gaps in approval and final closing terms
- Prepare loan tickets for fees, upload and fund originated loans
- Accurately capture and report loan portfolio information for compliance with managements reporting requirements and objectives
- Support team members in achieving the goals and objectives of the Centralized Processing team
SKILLS, KNOWLEDGE, AND TRAINING:
- Strong attention to detail, self-starter, and the ability to learn quickly
- General knowledge of banking regulations
- Ability to read and comprehend bank policies and regulatory guidance, and apply to work situations
- Interpersonal and communication skills to represent the Bank in a positive way in dealing with customers and co-workers and convey information effectively
- Strong organizational skills, exhibiting the ability to multi-task and manage time to ensure timely completion of tasks
- Able to work well under pressure and adapt to process changes and workflow peaks
- Mathematical aptitude
- Basic knowledge of the Banks loan, trust, and investment center products
- Experience with computer technology including, but not limited to, Word, Excel, internet navigation
WORKING CONDITIONS:
- Sitting for long periods of time; approximately 8 hours a day with the ability to move around a little.
- Lift 10-20lbs periodically.

REQUIREMENTS:
- High school diploma or equivalent
- Prior loan processing experience preferred (Level 1)
- Two years minimum loan processing experience (Level 2)
- Five years minimum experience (Level 3)
- Basic knowledge of lending compliance regulations
- Basic knowledge of collateral perfection requirements
- Familiarity with residential loan disclosure requirements preferred
- Maintain up-to-date knowledge of and adhere to all state and federal regulations that pertain to this position including but not limited to Bank Secrecy Act, Consumer Privacy and Fair Lending.
- Working knowledge of state and federal regulations including but not limited to Bank Secrecy Act, Consumer Privacy and Fair Lending along with industry best practices that pertain to this position