NOVA® Home Loans

Loan Officer

NOVA® Home Loans  •  Tucson, AZ (Onsite)  •  3 months ago
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Job Description

Job Location: Corporate - Tucson, AZ 85711
Job Category: SalesCore Values
PROVIDE our customers with the best combination of service, rates, and fees. PROMOTE sustainable careers for our employees so that they can be enriched personally and professionally. GIVE BACK to our community. These are the core values of NOVA® Home Loans in which we act on employee feedback and implement changes that will make NOVA® Home Loans a better place to work and promote a higher level of service to our clients.
Evolving as a Loan Officer by having...
- A High School Diploma or GED is required, with a bachelor’s degree in a related field preferred.
- Equivalent education and relevant work experience may be considered.
- Must hold a valid Loan Originator License and maintain it in good standing.
- Requires 2-3 years of experience in a management or supervisory role.
- Preferred: 2 years of experience in the mortgage industry.
- Preferred: 2 years of experience in a customer service-focused role.
Exciting Opportunities to Grow by...
- Deliver exceptional customer service, managing all aspects of the loan process from application to closing, ensuring timely communication, and providing required documentation promptly.
- Serve as quality control and compliance supervisor for the team, ensuring adherence to relevant regulations and company procedures.
- Oversee team marketing and advertising efforts to grow the client base, including creating or coordinating print ads, public relations initiatives, and product campaigns.
- Conduct in-depth industry research on regulatory requirements, market strategies, audience development, and industry trends to support informed decision-making.
- Direct and supervise team members, including loan officer assistants and clerical staff, handling performance appraisals, promotions, and other HR functions.
- Exercise sound judgment in loan decisions, ensuring comprehensive knowledge of products, client needs, and regulatory requirements.
- Manage each loan from application through to closing, coordinating all client communications and supervising loan personnel.
- Gather and analyze client financial information to recommend products that best meet their needs; advise on the benefits and drawbacks of different financial products
- Build business relationships and develop referral networks to identify prospective clients.
- Guide and pre-qualify potential clients, ensuring accurate application information and advising on loan feasibility and available financial products.
- Collect and verify supporting documentation, including credit history, financials, and compliance with all loan terms and guidelines.
- Obtain and lock in precise loan terms, communicate these to clients, and review HUD-1 documents for accuracy prior to closing.
- Stay current with product offerings, underwriting guidelines, market trends, and emerging loan and financial products.
- Ensure full compliance with all mortgage lending laws, rules, and regulations.
- Lead recruitment, onboarding, and training efforts in collaboration with Human Resources.
- Provide input on hiring, advancement, disciplinary actions, and promotions for team members.
- Perform tasks that support NOVA’s management and business operations.
- Complete additional responsibilities as assigned.
Show us your growth with...
- Leadership and influencing skills, strong ability to partner and work in a collaborative team environment.
- Strong client service orientation, ability to work independently and as part of a team, excellent organizational skills, and excellent oral and written communication skills.
- Knowledge of, and strict compliance with, all applicable federal, state, and local laws, rules, and regulations regarding all types of mortgage loans.
- Able to maintain high level of confidentiality regarding private, trade secret and/or proprietary information.
- Knowledge and understanding of computer software programs such as Microsoft Word, Excel, and Outlook as well as mortgage tracking software.
- Excellent responsiveness to customers and Nova personnel.
Benefits Offered...
NOVA benefits to full-time employees include Employee Discount, Paid Time off, Health/Dental/Vision/Life/Disability Insurance, 401(k) with an employer match, Health Savings Account with employer contribution, and an Employee Assistance Program
NOVA® is an equal opportunity employer, substance-free workplace, and complies with the Americans with Disability Act regulations as applicable.
All applicants are considered for all positions without regard to race, religion, color, sex, gender, sexual orientation, pregnancy, age, national origin, ancestry, physical/mental disability, medical condition, military/veteran status, genetic information, marital status, ethnicity, alienage, or any other protected classification, in accordance with applicable federal, state, and local laws. Equal access to programs, services, and employment is available to all qualified persons. Those applicants requiring accommodation to complete the application and/or interview process should contact the Human Resources department at NOVA® Home Loans.
NOVA® Home Loans

About NOVA® Home Loans

NOVA Financial & Investment Corporation, dba NOVA Home Loans (NMLS 3087) has built a strong reputation for providing exceptional service to our customers. NOVA Home Loans is licensed to lend in AL, AZ, CA, CO, FL, ID, IL, IN, KY, MT, NE, NM, NV, OR, PA, TX, UT, WA, and WY | BK#0902429 | Equal Housing Opportunity | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 | http://www.novahomeloans.com

AZ

Arizona Department of Financial Institutions

Mortgage Banker License: BK0902429 Branch licenses (15): BKBR0901119 BKBR0901120 BKBR0901122 BKBR0103579 BKBR0105103 BKBR0105566 BKBR0109511 BKBR0114014 BKBR0114403 BKBR0115227 BKBR0117434 BKBR0117600 BKBR0116927 BKBR0116734 BKBR0116463

CA

Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DBO under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law Licensed.

CO

Colorado Department of Regulatory Agencies (DORA), Division of Real Estate

FL

Florida Office Of Financial Regulation

Mortgage Lender License: MLD81

IL

State of Illinois Department of Financial and Professional Regulation, Division of Banking, 100 W. Randolph, 9th Floor, Chicago, IL 60601 (312) 793-3000 www.idfpr.com

Residential Mortgage License: MB. 6760764

NV

Nevada Division of Mortgage Lending

Mortgage Broker License: 3625

8345 W. Sunset Rd., Suite 200

Las Vegas, NV 89113

NM

New Mexico Financial Institutions Division

Mortgage Loan Company License: 01368

OR

Oregon Division of Finance & Corporate Securities

Mortgage Lending License - ML-4451

PA

Licensed by the Pennsylvania Department of Banking and Securities

TX

Texas Department of Savings & Mortgage Lending

Mortgage Banker Registration Act -73151

UT

Utah Division of Real Estate

Mortgage Entity License: 5506411

WA

Washington State Department of Financial Institutions

Consumer Loan Company License - CL-3087

Industry
Finance & Insurance
Company Size
501-1,000 employees
Headquarters
Tucson, AZ
Year Founded
1980
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