Job Description

Primary Details

Time Type: Full timeWorker Type: Employee

Liability Underwriter

Toronto / Hybrid

Role Highlights

• Location: Toronto, Canada
• Hybrid role, happy to talk flexible working
• The starting salary range for this role is between $130,000-$160,00 CAD, depending on experience

The Opportunity:

We’re seeking an experienced Liability Underwriter to join our forward-thinking team. In this role, you’ll underwrite complex Multinational business, provide expert guidance, and influence key underwriting decisions. You’ll build strong broker relationships, apply technical expertise to deliver meaningful results, and stay ahead of industry trends. As a trusted leader, you’ll also support product innovation and play a vital role in developing talent, coaching and mentoring Underwriters and Assistant Underwriters within a collaborative, dynamic environment.

About QBE  

At QBE, we get to the heart of what matters for our customers. And we do it all with a human touch.  

We’re an international insurer with more than 13,000 people working across 26 countries – which means we’re big enough for your ambitions, yet small enough for you to make a real impact. It’s an exciting time. We’re building momentum towards our vision to become the most consistent and innovative risk partner.

What if you could have a positive impact – at work and in the world? As part of the QBE team, you’ll get to spend every day working with people who are passionate, talented and kind.

Your New Role:

• Underwrite new and existing business by analysing clients’ business operation, current coverage and previous claims experience to determine exposure and set appropriate terms and premiums.
• Develop a pipeline of qualified account opportunities within appetite and utilise sales acumen, relationship and creative problem-solving to create winning solutions and to ensure growth targets are met.
• Adherence to the underwriting framework by following internal guidelines, regulatory and legal requirements and reinsurance requirements while demonstrating the adoption of good practices to ensure compliance and minimise risk.
• Develop and maintain strong relationships with stakeholders including customers, brokers, business partners and colleagues by providing personalised and quality customer service.
• Utilise knowledge of market dynamics and market cycles to operate effectively and appropriately.
• Negotiate rates, terms and conditions for existing and new business and renewals; managing production and issue contract certainty documentation within set timeframe.
• Ensure compliance with internal and external regulations and guidelines ensuring contribution to the business plan and objectives
• Participate in the review and analysis of the portfolio to identify progress toward business objectives
• Contribute to the aggregate management and peer review processes to encourage and develop excellence.

About you:

• Experience in underwriting liability insurance is essential; exposure to multinational accounts is highly desirable.
• Proven technical expertise in underwriting large, complex accounts, with strong knowledge of pricing, rating, and valuation tools.
• Skilled in analysing data, policy wordings, and risk profiles to support sound underwriting decisions.
• Strong market awareness with a track record of broker relationship development and new business generation.
• Excellent communication, influencing, and negotiation skills, with the ability to prioritise and stay organised in a dynamic environment.
• Proficient in Excel and underwriting systems, with a solid understanding of legal, regulatory, and compliance requirements.

Benefits  

We offer a range of benefits to help provide holistic support for your work life, whatever your circumstances. As a QBE employee you will have access to and benefit from.

To learn more about benefits of working with us, click   Rewarding our people - QBE European Operations

Awards & Recognition

We value our employee’s experience with us and are proud to have been recognised for the following awards:

• Insurance Post British Insurance Awards 2025: Winner: Commercial Lines Insurer of the Year, Winner: Reinsurer of the Year - QBE Re, Winner: ESG, Diversity, Equity and Inclusion Initiative of the Year, Winner: Insurance Personality of the Year - Chris Wallace, Executive Director UK insurance
• AXCO Global Insurance Awards 2024 Winner: Network Management of the Year 
• Insurance Business UK 5-Star Cyber Awards 2024: QBE rated as a 5-Star Cyber Insurer 
• UK IT Industry Awards 2023 Winner: Green Technology Innovation of the Year 
• Working Dads Employer Awards 2023 Winner: Parental Policies Award 
• Insurance Post British Insurance Awards 2023: QBE rated as a 5-Star Employee

To learn more about our achievements, click  here  

Apply now and let’s make it happen!  

If you’re looking for a career that combines your expertise and your empathy, click Apply today.

Your career. At the heart of it.  

Skills:

Adaptability, Analytical Thinking, Critical Thinking, Customer Service, Decision Making, Insurance Underwriting, Intentional collaboration, Managing performance, Negotiation, Portfolio Management, Problem Solving, Regulatory Compliance, Risk Management, Strategic Management, Waterfall Model

How to Apply:

To submit your application, click "Apply" and follow the step by step process.

Equal Employment Opportunity:

QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.