Job Description

Risk Manager

Department
Kotak Mahindra Bank Ltd – Consumer Durables
Location
Mumbai – HO
Number of Positions
One
Reporting Relationship
Reporting to Business Head – Consumer Durables Business
Position Grade M7-M8

• Risk management & Portfolio monitoring for Consumer durable loans.
• Managing Risk containment unit for Consumer businesses
• Portfolio monitoring and continuous review of Consumer durable, Digital Business finance, Life style business, Personal loan cross sell
• Improving controllership by way of building strong system
• Building and automating credit approval engine
• Support launch of new products with policy & system build and implementation
• Formulating Risk policy & support to launch Digital product
• Drive and support initiatives to build scale Rural lending business

Qualification – MBA and/or Professional Degree preferred

· Job Knowledge and experience –

• Should have at least 15 years of experience in credit / risk environment
• Should have at least 6 years of experience in heading risk / credit for a large setup
• Should have good understanding of CD Business & Retail industry
• Should be able to drive and work with a Team reporting
• Should be a Team player, Relationship person and should be ready to travel widely