Provide prompt and effective legal assistance to the Legal team with specific focus on Retail Banking.
Prepare clear and concise legal advice and documentation.
To support in managing and addressing various legal queries in a timely manner and be able to perform multiple tasks simultaneously.
Independently handle routine legal queries.
Interact with internal customers as required.
Responsibilities:
Provide legal advice on retail banking products including deposits and investments, credit cards, personal loans, mortgages, payments and money transfers, etc.
Draft, review, and negotiate legal documents such as facility offer letters, terms and conditions, amendments and renewal letters.
Support with addressing various queries from branch offices and ensure that the legal advice complies with internal Bank policies, applicable laws and regulatory requirements.
Review documents to establish customer’s capacity and due authority (i.e. POA, articles and by-laws, board and shareholders resolutions, commercial license, certificate of incumbency and related documents)
Participate in meetings and provide legal input on product development and operational strategies.
Monitor and interpret laws, regulations, and legal developments affecting retail banking.
Assist in identifying and mitigating legal risks associated with retail banking operations.
Support legal projects including documentation standardization and digital banking initiatives.
Work closely with other lawyers in the team and contribute to a collaborative team environment.
Maintain organized records of legal matters and documentation using internal tools (i.e. App4Legal).
Ability to engage with diverse stakeholders, manages expectations, ensuring effective and clear communications and alignment with strategic objectives.
Collaborate with Business Units, Credit Risk, Compliance, and Operations teams to align legal advice with business objectives.
Qualifications, Experience and Competencies
Emirati national with a Law Degree
Post Qualification Experience of at least 3 years
Literate in various computer applications.
Strong verbal and written communication skills in both English and Arabic
Proficiency in legal research and document management tools
Proactive working attitude
Team player with strong work ethic
Demonstrate flexibility and willingness to support high-volume workloads and additional responsibilities
Strong sense of responsibility and time management
Disclaimer: Mashreq will never ask for your bank related information via phone call, SMS or email. We will also never contact you from a mobile number to resolve your query.
Welcome to the LinkedIn page of Mashreq. More than half a century old, we proudly think like a challenger, startup, and innovator in banking and finance, powered by a diverse and dynamic team who put customers first. Together, we pioneer key innovations and developments in banking and financial services. Our mandate? To help customers find their way to Rise Every Day, partnering with them through the highs and lows to help them reach their goals and unlock their unique vision of success. Join Mashreq and find your way to Rise Every Day.
