GXBank is the FIRST digital bank in Malaysia approved by Bank Negara Malaysia (BNM). Backed by Grab, our mission is simple yet powerful: to leverage cutting-edge technology to serve the unserved and underserved—the everyday Malaysians and MSMEs who need it most.
We are a team driven by passion, innovation, and a shared purpose to redefine the financial landscape. If you're tired of legacy systems and want to build something that truly matters, you belong here.
The Lead, Capital & Balance Sheet Management at GX Bank Berhad proactively manages the bank's balance sheet, risks, and capital levels in alignment with regulatory and internal standards.This role also oversees monthly ALCO reporting, liquidity forecasting, and enhances control environments while supporting organizational compliance with regulatory changes
What You’ll Be Doing:
Drive Balance Sheet Strategy: Proactively manage the Bank’s balance sheet, ensuring all activities align with our internal policies and risk appetite
Risk & Opportunity Management:Identify material risks and champion strategic initiatives that safeguard and enhance our earnings
Capital Health:Lead stress-testing efforts to ensure our capital levels remain robust through changing economic cycles
Regulatory Compliance:Stay ahead of regulatory shifts to ensure our capital and liquidity reporting meets all necessary standards
Reporting & Forecasting:Own the preparation of monthly Asset-Liability Committee (ALCO) reports, while managing daily liquidity reporting and weekly forecasting
Governance & Controls:Build strong governance processes and continuously enhance our control environment—focusing on reconciliation, data quality, and accurate reporting
Strategic Impact Analysis:Provide insightful analysis on regulatory changes to help the Bank adapt effectively
Minimum 8 years of working experience in Capital & Balance Sheet Management.
Preferably a qualified accountant in the Banking/Financial Services sector.
Good knowledge of ALM (asset-liability management) techniques and practices.
Comprehensive understanding of financial markets products, retail and commercial banking products.
Experience in working with cross border and functional teams.
Structured thought process and a strong analytical ability.
Good communication & interpersonal skills.

Hello, we are GXBank! Malaysia's first digital bank driven by our shared purpose and passion to bring positive transformation to the financial industry and help the unserved and underserved communities achieve their dreams and a better quality of life. Want to be part of this exciting journey? Come join us in building the next generation of banking!
GX Bank Berhad (formerly known as A5-DB Operations (M) Berhad (Reg No. 202101014409 (1414709-A)) holds a digital bank license from Bank Negara Malaysia and is a member of Perbadanan Insurans Deposit Malaysia (PIDM).