Job Description

About this role:

Wells Fargo is seeking a talented and experienced Lead Risk Analytics Consultant to be part of the Auto Lending Strategy team. The candidate would be part of the Auto Lending Strategy Analytics team and would provide analytical support across a wide array of process or life cycle including but not limited to originations, collections, fraud, payments, deferrals, delinquency and related operational processes.

Primary role is to apply strong business knowledge and advanced analytical skills to solve business questions, think out-side-of-the-box and develop innovative yet practical solutions. An individual who is results driven, goal oriented, and enjoys a fast-paced working environment will find this opportunity both challenging and exciting.

Desired Qualifications

• Bachelor’s degree or higher in a quantitative fields such as applied mathematics, statistics, engineering, finance, economics, econometrics or computer sciences
• 5+ years of progressive experience in credit analytics and strategy roles
• Hands on Experience in at least one area in credit strategy – Originations/Acquisitions strategy, Fraud, Servicing
• Strong analytics skills and understanding of P&L.
• Expertise in few programming and statistical packages - SAS, SQL, Excel, VBA, Macros, R, Python, E-miner, Tableau, SAS VA
• Knowledge of advanced statistical tools such as Segmentation Tools, Decision Trees, Clustering, Regression, and other statistical modeling and/or Machine Learning techniques
• Ability to lead project teams and coordinate with multiple stakeholders.
• Strong understanding on using exploratory techniques which can sometimes involve advanced statistics.
• Excellent communication skills for interaction/coordination/project and skill prioritization with heads of functions
• Ability to identify and evaluate trends, isolate root cause, and provide swift/thorough resolution

Job Expectations:

• The incumbent would functionally contribute as an SME to the Auto Lending Strategy team and execute relatively large and complex projects with moderate to high risk for the line of business.

• Determine appropriate strategy and actions of team to develop policies, approval or denial strategies.
• Leads significant initiatives and processes, and partners with line of business management to drive the company credit culture, appetite, and business performance with inputs from senior leadership. Advises and counsels leadership.

• Develops comprehensive monitoring frameworks and dashboards and provide statistically sound diagnostic evaluation of any emerging or unexpected risk areas to enhance intelligence and facilitate faster decision making.

• Reports on portfolio trends, credit policy exceptions across various credit, vintage, product, offer, channel, industry segments using visualization tools such as Excel VBA, Tableau , Power BI and/or SAS Visual Analytics.

• Lead project teams and may mentor but does not manage other team members.

Posting End Date:

30 May 2026

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.