At OakNorth, we’re on a mission to empower the UK’s most ambitious businesses. Since 2015, we’ve lent over $21 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers — all while fuelling the UK economy.
Team Mission 🚀
About the Role
We're hiring Junior Software Engineers recent Computer Science graduates or early-career developers. You'll join our new AI-native engineering team: small, highly autonomous teams working in an entirely new way. With your peers, you'll contribute across the full product development lifecycle—design, build, test, and deploy— within a highly autonomous pod.
This isn't an experiment at OakNorth. It's the clear direction for all our development practices, and you'll be at the forefront of this innovation.
You'll push the limits of modern AI tools, then turn that capability into working systems used by real teams. We're looking for curious builders—people who instinctively test, compare, break, rebuild, and optimize. You'll help shape what AI-native engineering culture looks like inside the bank. The focus is execution: rapid prototyping, deployment, and measurable impact.
Research emerging AI tools, frameworks, and coding methods
Experiment with new approaches and validate technical feasibility
Identify operational bottlenecks and redesign them using AI-native solutions
Prototype rapidly using tools like Claude Code, Cursor, Copilot, and Codex—then deploy into live environments
Translate technical capability into business value
Test and compare emerging AI tools for business impact
Contribute to AI governance, standards, and best practices
What You’ll Gain
Direct exposure to multiple business functions and senior stakeholders
Hands-on experience designing and deploying automation and AI solutions in a regulated financial environment
Deep understanding of process optimization and automation best practices
The opportunity to contribute to the development of AI governance, standards, and best practices.
A portfolio of real AI and automation builds with measurable business impact
Education & Technical Skills
1+ years of experience Software Development
Strong understanding of software development principles, best practices, and system design
Fluency in AI coding tools (Claude Code, Cursor, Copilot, Codex, ChatGPT, etc.)
Experience with Python and API integrations
Demonstrated ability to build projects or automations using AI tools
Ability to research AI concepts and translate them into practical business applications
Behavioural & Analytical Skills
Strong problem-solving skills with the ability to break down complex processes
Clear communication skills for working with cross-functional teams and senior leaders
Curiosity, initiative, and passion for exploring new technologies
Ability to work independently, manage multiple stakeholders, and deliver value in a fast-paced environment

ONCI is a purpose-built commercial credit analysis platform that helps credit teams transform fragmented borrower data into strategic action and forward-looking control – giving them ownership of their data, metrics, and decisions.
Spot early borrower deterioration, streamline reviews, manage portfolio concentrations, and pinpoint refinancing risk vs upsell opportunities – all through a visual, point-and-configure interface built to reflect your credit policy.