
At OakNorth, we’re on a mission to empower the UK’s most ambitious businesses. Since 2015, we’ve lent over $21 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers — all while fuelling the UK economy.
We're hiring Junior Software Engineers recent Computer Science graduates or early-career developers. You'll join our new AI-native engineering team: small, highly autonomous teams working in an entirely new way. With your peers, you'll contribute across the full product development lifecycle—design, build, test, and deploy— within a highly autonomous pod.
This isn't an experiment at OakNorth. It's the clear direction for all our development practices, and you'll be at the forefront of this innovation.
You'll push the limits of modern AI tools, then turn that capability into working systems used by real teams. We're looking for curious builders—people who instinctively test, compare, break, rebuild, and optimize. You'll help shape what AI-native engineering culture looks like inside the bank. The focus is execution: rapid prototyping, deployment, and measurable impact.
Education & Technical Skills
Behavioural & Analytical Skills

ONCI is a purpose-built commercial credit analysis platform that helps credit teams transform fragmented borrower data into strategic action and forward-looking control – giving them ownership of their data, metrics, and decisions.
Spot early borrower deterioration, streamline reviews, manage portfolio concentrations, and pinpoint refinancing risk vs upsell opportunities – all through a visual, point-and-configure interface built to reflect your credit policy.