We are looking for a (Junior) Legal Counsel to join our Group Legal team in Berlin or Hamburg. In this role, you will provide legal support for our German and Austrian markets and contribute to legal matters across the Avarda Group.
This is a broad and varied position as you will gain exposure to many areas of law in a fast-moving fintech environment, working closely with colleagues across departments and jurisdictions. If you are early in your legal career and eager to grow, this is a great opportunity to build a strong foundation in-house.
Advise internal stakeholders on civil law, contract law, consumer credit law, data privacy, competition law, and banking regulation
Support legal assessment of new and existing products with product and operations teams, including customer-facing matters (advertising claims, pre-contractual documentation)
Conduct legal research and prepare assessments on specific legal questions
Monitor regulatory developments in Germany and Austria (consumer credit, payment services, banking supervision) and analyse their impact on products, processes, and documentation
Drive the legal workstream for regulatory implementation projects, coordinating with Commercial, Product, Operations, and Compliance
Keep customer contract documents (T&Cs, price lists, SECCI, etc.) updated in line with regulatory changes
Draft, review, and negotiate contracts with business partners and service providers; contribute to contract templates and our CLM system
Handle legal disputes — correspondence with courts, lawyers, consumer protection associations, and regulators — and support coordination with external counsel
Work with legal colleagues across Avarda's European markets on group-wide projects (e.g. AI governance, legal operations) and deliver internal trainings to build legal awareness
Law degree (First or Second State Exam, Wirtschaftsjurist/in, LL.B., LL.M., or equivalent) with 1–3 years of experience; alternatively, a qualified legal professional background (e.g. Rechtsanwaltsfachangestellte/r, Rechtsfachwirt/in) with 4+ years in financial services or a regulated environment
Interest in or exposure to consumer credit, payments, banking regulation, or fintech
Solid legal drafting and analytical skills
Fluent in German and English (written and spoken)
Proactive, well-organised, and comfortable working independently
Knowledge of European banking/consumer credit/payment services regulation (e.g. CCD II, PSD2, EBA Guidelines, deposit guarantee schemes)
Experience with data privacy/GDPR in a corporate setting
Familiarity with Austrian law, CLM tools, or legal tech
A broad, hands-on legal role with real responsibility from day one
Hybrid working model: On-site in Berlin or Hamburg at least three days per week, combined with remote flexibility
A collaborative, international team across multiple European markets
Room to grow: we invest in continuous learning and are committed to developing our people
Monthly non-cash benefit card and tax-free lunch allowance
Company pension scheme
Subsidised gym membership (Wellpass)
Subsidised Deutschlandticket
We are a fast-growing digital credit and payment platform operating in 14 European countries. Through our proprietary IT infrastructure, we develop simple and flexible payment and financing solutions for millions of customers. Since our founding in 1987, we have consistently combined growth with profitability, and following the stock market listing in 2016, this development has continued with a strong focus on scalability and automation. The Company is listed on Nasdaq Stockholm.
Lending and/or deposit activities are conducted in the Nordics, the Baltics, Poland, Germany, Austria, Spain, Ireland, the Netherlands and Italy through subsidiary, branch, or cross-border banking with the support of the Swedish banking license. The business is divided into three segments: Credit Cards, Ecommerce Solutions and Consumer Lending. The target group for all services is creditworthy individuals and the loan amounts are relatively small with short repayment terms.
