CredPal is a leading financial technology company that offers a comprehensive range of financial solutions, including credit cards and investment opportunities, to empower individuals. Our mission is to revolutionize access to credit and investment, enabling individuals to take charge of their financial well-being.

Job Title: Junior Finance Officer

Job Type: Full Time/Hybrid

Level: Entry - Junior Level

Purpose Statement

We are seeking a detail-oriented and highly disciplined
Junior Finance Officer
to support the accuracy, integrity, and efficiency of our financial operations. This role is critical to ensuring that all financial transactions are recorded correctly, reconciliations are completed promptly, and financial data remains reliable for reporting and decision-making. You will play a key role in maintaining strong financial controls across daily operations, supporting reporting processes, and ensuring compliance with internal policies and regulatory standards. This position requires a high level of accuracy, accountability, and the ability to operate effectively in a fast-paced, transaction-heavy environment.

Responsibilities

• 
  Perform
  daily posting of financial transactions
  into the accounting system with accuracy and timeliness.

• 
  Conduct
  daily bank reconciliations
  , ensuring all transactions are properly recorded and discrepancies are promptly resolved.

• 
  Maintain and update the
  fixed asset register
  , ensuring proper tracking, tagging, and depreciation records.

• 
  Manage
  petty cash and cash advances
  , including disbursement, documentation, and reconciliation.

• 
  Assist in the preparation of
  monthly management accounts and financial reports
  .

• 
  Support
  accounts payable and receivable processes
  , ensuring timely invoicing and payments.

• 
  Maintain proper documentation and filing of financial records for audit and compliance purposes.

• 
  Assist with
  budget tracking and expense monitoring
  to ensure adherence to approved budgets.

• 
  Support internal and external
  audit processes
  by preparing required documentation and schedules.

• 
  Monitor and ensure compliance with
  financial policies, procedures, and internal controls
  .

• 
  Assist in preparing
  financial schedules, reconciliations, and variance analysis reports
  .

• 
  Support senior finance team members with ad-hoc financial analysis and reporting tasks.

• 
  Ensure accuracy and completeness of financial data across systems and reports.

Requirements

• 
  Bachelor’s degree in Finance, Accounting, Economics, or a related field.

• 
  Minimum 2 years of experience in finance roles in the Financial services/finTech industry.

• 
  Basic understanding of accounting principles and financial reporting.

• 
  Proficiency in
  Microsoft Excel
  and accounting software, especially
  QuickBooks
  .

• 
  Familiarity with
  Core Banking Systems
  is an added advantage.

• 
  ICAN (ATS / Foundation level / Part-qualified)
  or equivalent professional certification is an added advantage.

• 
  Maintain meticulous attention to detail to support accurate and timely financial reporting.

• 
  Good analytical and problem-solving skills.

• 
  Strong organizational and time management abilities.

• 
  Ability to work independently and within a team.

• 
  High level of integrity and professionalism.

• 
  ​Willing to resume immediately.

Benefits

• 
  Professional development opportunities.

• 
  A collaborative and inclusive work culture that fosters growth and innovation.

• 
  Opportunity to work with cutting-edge products and technologies.

• 
  Supportive and approachable management team dedicated to your success.