Job Description

Be at the center of a Line of Business wide Initiative to build a new Credit Decisioning Unit that helps manage risk and reward across bank and broker-dealer credit products. You’ll help define innovative decisioning frameworks and mature them into scalable, well-governed processes.

In this individual contributor Executive Director role within JPMorgan Wealth Management, you will lead foundational build-out initiatives for the Credit Decisioning Unit (a First Line Unit) and drive the transition into mature portfolio, analytics, product partnership, and governance routines. You will bring deep capital markets expertise, thrive in a fast-paced environment, and influence across senior stakeholders, front line teams, Product, Independent Risk (2LOD), Technology, and support functions.

Job responsibilities

• Manage risk-taking across lending portfolios using the Marginal Decisioning Framework (MDF)
• Lead the margin adequacy framework, coordinating market coverage and market-driven actions with 1LOD and 2LOD partners
• Design and/or extend quantitative models, frameworks, and metrics, including governance where needed
• Maintain analytics quality to ensure credibility and robustness of decisioning frameworks
• Partner with front line teams and 2LOD to structure and support innovative and non-standard asset lending solutions
• Support front line teams with complex queries, learning forums, and client discussions; publish market-facing commentary and research as needed
• Produce compliant policies, model documentation, procedures, and reporting; manage governance, escalations, and presentations to relevant forums

Required qualifications, capabilities, and skills

• Undergraduate degree
• 12+ years in an analytical, technical, trading, or research-oriented role in capital markets
• Broad financial product knowledge
• Practical Python experience and familiarity with data analytics packages in a professional environment
• Practical experience with Tableau or other BI/data visualization tools and Microsoft Office (Excel, PowerPoint, Word)
• Strong communication and interpersonal skills, including explaining technical capital markets concepts to non-technical audiences
• Team-oriented mindset with a strong sense of ownership

Preferred qualifications, capabilities, and skills

• Academic concentration in a technical discipline
• Graduate degree and/or professional designations
• Background in (or experience with) financial mathematics, financial engineering, quantitative risk methodologies, and/or data science
• Experience in credit risk/market risk, derivatives/hedging strategies, credit portfolio management or lending businesses, and/or JPMorgan proprietary risk methodologies/models/frameworks

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans