Job Description

Your role & work environment

ING is a market leader in the Belgian financial leasing market and offers clients a complete service for the leasing of assets for professional use. Leasing is serviced through ING Lease Belgium, a subsidiary of ING Bank Belgium and offered to ING Wholesale Banking clients across Europe.

As an International Structured Lease Associate, you will take an active role in originating and executing leasing transactions for ING Wholesale Banking clients. You will analyze client needs, help structure tailored leasing solutions and coordinate the internal approval, negotiation, documentation and implementation process. The role combines client contact, financial analysis, stakeholder management and transaction execution across domestic and international deals. You will work closely with experienced colleagues from Lease and other Wholesale Banking teams, report to the Head of Sales and gradually take ownership of your own transactions and portfolio.

Your key responsibilities

• You will be responsible for managing International Lease requests, combining the origination and execution of new transactions with the ongoing management of the WB lease portfolio (annual reviews, waivers, etc.).
• You lead or support the origination and execution of complex or non-standard leasing transactions, such as syndications and cross-border leases, in collaboration with Lease colleagues and other bank teams.
• You visit customers with other lease colleagues or relationship managers in the framework of the leasing relationship, gathering useful information, assessing opportunities and contributing to originate new transactions
• You will be responsible for aligning internal stakeholders, preparing asset advice and credit approval packages, and presenting and defending lease requests in accordance with ING procedure before the relevant approval mandate holders and credit committee.
• You will structure and lead the negotiation of the leasing facilities with customers and the follow-up of the implementation/documentation of new leasing facilities with other bank colleagues and/or in collaboration with ING Legal Department (or external legal counsel) and with our Tax specialist.
• You increase lease awareness with the colleagues of ING Wholesale Banking
• You build expertise in the continuous evolution of the leasing matters: asset knowledge, transaction structure, tax, legal, markets trends…

We look for

We are looking for a commercially minded and analytically strong colleague with a talent for taking it on and making it happen. You combine the ability to identify client opportunities with the technical financial skills required to structure and execute leasing transactions. You take ownership, embrace challenges and contribute actively to the growth ambitions of ING Lease. As International Lease Associate you have:

Knowledge:

• a university degree
• knowledge of banking or leasing products, services and processes, ideally gained as a lending analyst or in another corporate banking role.
• A solid understanding of financial analysis, credit risk and transaction structuring.

Work experience:

• 1 to 5 years’ working experience in a commercial/corporate banking environment is a plus.

Skills & Mindset:

What we're looking for is a high-potential professional who combines commercial drive with curiosity, learning agility and ambition.

Someone who takes ownership, looks beyond obstacles to find solutions, thrives in a team environment,

communicates effectively and continuously seeks better ways of working.

A future-oriented mindset, strong client focus and the determination to see things through are essential.

• Commercially driven dealmaker with a strong sense of ownership and accountability.
• Curious, ambitious and eager to learn how deals are structured and brought to completion.
• Solution-oriented, resilient and committed to finding the best outcome for clients and stakeholders.
• Strong team player with excellent communication and relationship-building skills.
• Challenges the status quo and actively seeks innovative ways to improve processes and client value.
• Client-focused, analytical and able to translate needs into practical, value-adding solutions.
• Comfortable engaging with senior decision-makers and navigating complex business environments.
• Fluent in English. Dutch or French

We offer you

A clear purpose, a unique offer and a range of flexible compensation and other benefits:

• personal growth & challenging work, with opportunities to realize your ambitions.
• Exposure to international clients, sectors and transactions across Europe.
• The opportunity to combine commercial origination with financial analysis, structuring, negotiation and portfolio management.
• The chance to work on complex and visible leasing transactions within ING Wholesale Banking.
• A compact and entrepreneurial team in which you can take ownership and have a direct impact on the growth of the business.

Furthermore, within Lease, you can count on a range of opportunities to invest in your personal and professional growth.

We redefine leasing. What about you?

There has never been a more interesting time to work at Lease. We are on a journey that’s centered around our customers, powered by technology, and driven by smart, determined people. Our customers feel our people are empowering them to stay a step ahead in life and in business. We’re proud of that!