Job Description

At bunq, we’re not just building a bank, we’re building freedom. Our users choose bunq because it works for their lives, wherever they are. That only works if we stay compliant, resilient, and trustworthy, without ever making our users feel the weight of regulation. That’s where you come in.

As an Internal Auditor - Regulatory Compliance, your mission is simple (but not easy): make sure bunq’s compliance framework actually works. Not on paper—in reality. You’ll spot compliance risks early, challenge how these are managed, and help fix gaps before our users ever feel them.

Think like a user. Act like an auditor. Improve like an engineer. Ready? 🚀

Take ownership

As our Internal Auditor focusing on Regulatory Compliance risks, you’ll take ownership by:

• Running regulatory compliance audits and advisory reviews across banking regulations, data protection, AML/KYC, operational risk, and regulatory reporting.

• Identifying and helping fix gaps and root causes, not just symptoms. Your recommendations will be spot on, driven by in-depth Root Cause Analysis (like the 5-Whys).

• Turning insights into action, ensuring every recommendation is tangible, measurable, time-bound, and followed through to completion.

• Continuously monitoring corrective action plans and keeping stakeholders engaged.

• Evaluating AI usage in compliance areas and building your own AI agents.

• Protecting user trust, balancing strong regulatory compliance with efficiency and a great user experience.

Requirements

• Compliance Audit Expertise: You have a strong knowledge of EU regulatory compliance frameworks, including banking regulations, AML/CFT, and data protection.

• User-First Mindset: You understand that compliance exists to protect users - not just regulators.

• Root Cause Thinking: You’re experienced with Root Cause Analysis, especially in higher-risk scenarios.

• AI Awareness: You’re familiar with AI oversight frameworks and can assess compliance and trust risks related to AI usage.

• Ownership: You challenge existing ways of working, introduce continuous improvements, and see corrective actions through to resolution.

• Clarity & Impact: You communicate clearly, prioritize effectively, and turn insights into concrete and tangible actions.

Curious to see how we make life easy? - try the bunq app, it only takes 5 minutes to sign up.

Your space to perform

We give you the space and the tools you need to succeed 💪🏼

🤟 Great, international colleagues who share your mindset

👩‍💻 Hybrid setup: after 3 months in-office, work 2 days remote, 3 days in-office weekly.

📚 We support growth with bunq Academy and €1500 annual learning budget

🚴 A massive discount with Urban Sports Club for your wellbeing (in the Netherlands)
🚴‍♀️ A Multisport gym card for your health and wellbeing (in Turkey)

🇧🇬 Flex Benefits: €70 monthly budget via Re: benefit, offering access to 150+ perks tailored to your lifestyle.

🚌 Travel expenses are covered whether you come walking or by bike, bus or car (though we prefer green choices 🌳) (In Turkey and Netherlands)

🧳 Digital Nomad Program: After your first year, enjoy up to 20 days per year to work while traveling, combining flexibility with strong team collaboration

🚀 We reward tenure with a dedicated travel budget: €1.5k after 2 years and €3k after 4 years to visit another core office.

💻 A MacBook so you can Get Shit Done with us

🥦 Delicious lunches from our fabulous in-house chefs with vegan and vegetarian options

💰 An optional pension plan with monthly contribution from bunq (in Netherlands)
⚕️ Private health insurance, just in case (in Turkey or Bulgaria)

💸 Monthly contribution to your phone and internet bills (in Turkey and Netherlands)

🍻 Friday drinks and other celebrations - bunq style

All new hires are subject to Pre-employment Screening (PES), which includes checks conducted by our third-party partner, DISA. This is part of our commitment to a secure and trustworthy workplace.