Job Description

Unsere Mission und Kunden: Wir schaffen die Freiheit für KMUs, erfolgreich zu sein - mit Europas führendem Finanz-Workspace, der Banking als Kern mit leistungsstarken Finanztools verbindet. Wir sind stolz auf unsere Trustpilot-Bewertung von 4,8, die auf über 55.000 Rezensionen basiert. Kundenzufriedenheit steht im Mittelpunkt unseres Handelns (und hier) - belegt durch einen Net Promoter Score von 75.

Unser Weg: 2017 von Alexandre und Steve gegründet, ist Qonto auf über 1.600 Qontoers gewachsen, die mehr als 600.000 Kunden in acht europäischen Ländern betreuen. Seit 2023 sind wir profitabel - und das ist erst der Anfang.

Unsere Überzeugungen: Wir stellen nach Fähigkeiten und Potenzial ein. Mit über 80 Nationalitäten, 45 % Frauen im Unternehmen und 56 % Frauen in unserem Leadership-Team ist Diversität kein Programm – sie ist Teil unserer DNA. Wir haben einen diskriminierungsfreien Einstellungsprozess aufgebaut, weil die besten Teams auf Leistung basieren.

KI bei Qonto: KI ist fest in unsere Arbeitsweise integriert (hier). Jede/r Qontoer/in hat unbegrenzten Zugang zu den besten KI-Tools. Wir suchen Menschen, die experimentieren, ohne auf Erlaubnis zu warten, KI über das Offensichtliche hinaus nutzen und wissen, wann man ihr vertrauen kann - und wann man sie hinterfragen sollte.

Join us as an Internal Audit Manager (German market), based in our Paris, Berlin or Milan office, and take ownership of internal audit coverage for Germany while contributing to Group-wide missions across our European markets. As Qonto scales towards serving one million SMEs across Europe by 2028 and progresses through its credit institution licensing process, you will help provide robust, risk-based assurance as part of the organisation’s third line of defence. You will operate under the IIA Global Internal Audit Standards and report to our Head of Internal Audit.

➡️ What you'll do

• Lead audit missions: Own audit missions end to end for the German Branch and contribute to Group-wide audits across a broad range of processes and risks—from planning and risk assessment through investigation, reporting and recommendation follow-up;
• Coordinate internal and external auditors: Work closely with Qonto’s Internal Audit team and coordinate our external provider in Germany, bringing in specialist expertise where needed while maintaining clear ownership of quality and delivery;
• Drive recommendation follow-up: Monitor the timely and sustainable implementation of audit recommendations, constructively challenge action owners and escalate material delays where needed;
• Contribute to the risk-based audit plan: Support the Head of Internal Audit with the annual risk assessment, maintain a clear view of risks affecting the German market and help keep the audit universe and multi-year audit plan up to date;
• Support local governance: Contribute to German Branch governance through risk reporting, local committees and interactions with relevant stakeholders and authorities;
• Strengthen our audit methodology: Help develop practical, repeatable standards, templates and ways of working that improve the quality, consistency and efficiency of audit missions across markets.

➡️ What we're looking for

• Internal audit expertise in banking: Solid experience in internal audit within banking or payment institutions, with a proven track record of leading audit missions end to end; CIA certification is a plus;
• German-market knowledge and languages: Fluent in German and English, with knowledge of German banking, compliance or AML requirements; experience working with BaFin-regulated organisations or local providers is advantageous;
• Generalist mindset: Genuine interest in covering varied topics rather than specialising in one domain, with the ability to ramp up quickly on unfamiliar subject matter and understand the wider business environment;
• Independent leadership: Comfortable creating structure in an evolving environment, prioritising competing demands, leading missions autonomously and managing relationships with external providers and senior stakeholders;
• Clear communication: Skilled at producing concise, defensible audit documentation and conveying findings, risks and recommendations clearly—from operational teams to senior management and governance bodies;
• Critical thinking and problem-solving: Able to identify inefficiencies and discrepancies independently, investigate root causes, use data effectively and confidently hold and defend well-supported positions.

➡️ What we can offer you

• German-market ownership with Group exposure: Take meaningful responsibility for one of Qonto’s largest markets while contributing to audit missions across the wider organisation;
• A front-row seat at a defining milestone: Contribute during a pivotal stage in Qonto’s development as we pursue our credit institution licence—an evolution that will touch many of the processes you audit;
• Broad, evolving scope: Work across a wide range of activities and risks, building deep knowledge of Qonto’s products, operations, customers and regulatory environment;
• High autonomy: Lead your missions independently, with real latitude to structure your approach and improve how the team works;
• Cross-functional exposure: Partner with stakeholders across Operations, Risk, Compliance, Finance, Tech & Product, as well as local teams and external specialists.

➡️ Your future manager

Your manager will be Catherine Soria, our Head of Internal Audit.

• Their background? Catherine joined Qonto in March 2024, bringing more than 12 years of experience in the banking sector, with a strong focus on retail and corporate banking and payment services. Throughout her career, she has held roles in sales, internal audit and risk management. At Qonto, she was recruited to establish the Internal Audit function and lay strong foundations for safe, sustainable growth.
• What can they bring to the team? Passionate about her work, Catherine brings a positive, value-adding approach to internal audit, focused on continuous improvement and safeguarding Qonto’s interests. As an experienced manager, she will provide the guidance and support you need to succeed in the role and continue developing at Qonto.

At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along.

Mit Ihrer Bewerbung erklären Sie sich damit einverstanden, dass Qonto Ihre personenbezogenen Daten zur Bewertung Ihrer Bewerbung verarbeitet. Ihre Daten werden bis zu 2 Jahren in unserem Bewerberpool gespeichert. Alle Details finden Sie in unserer Datenschutzerklärung.

Unser Einstellungsprozess dauert im Durchschnitt 20 Arbeitstage. Mehr Informationen über den Bewerbungsprozess findest du hier.

🔒 Deine Sicherheit ist uns wichtig

Betrugsversuche im Recruiting nehmen zu. Wir arbeiten nie mit Drittplattformen oder Agenturen zusammen, die Zahlungen von Bewerbern verlangen.

Wenn du eine verdächtige Nachricht erhältst, die vorgibt, von Qonto zu stammen, melde sie bitte umgehend an support@qonto.com.