Digital Federal Credit Union

Information Center Loan Specialist I, Remote (MA, NH, GA only), Full Time

Digital Federal Credit Union  •  $21.50/hr  •  Massachusetts (Remote)  •  20 hours ago
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Job Description

Schedule

Choice of:

  • 9:45-6:45 with every other Saturday
  • 1-10pm Mon-Fri
  • 4 day schedule 9:30am-8:30pm (includes every Saturday - Tue, Wed, or Thursday day off)

What You’ll Do

Objective:

Provide Service Excellence to members during all aspects of the loan origination process for Consumer Loans and Mortgages, as required. This includes answering general questions regarding loans in process, taking and processing applications, as well as answering general questions related to loans and the loan process. Taking additional call types will be required at times due to business needs. Must understand all DCU products, services, processes, and procedures. Proactively identify member needs and effectively cross sell appropriate products and services. Supports DCU’s mission, vision and business goals.

Essential Functions:

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • Answer inbound phone calls in a high-volume contact center.
    • Efficiently assist members with inquiries about DCU loan products, the application process and other calls related to loan questions.
    • Proficiently originate and process consumer loan applications for automobiles, personal loans, and credit cards.
    • Review credit reports and determine loan eligibility through automated underwriting and/or Loan Officer review.
    • Review required applicant documentation including income verification, purchase agreements etc.
    • Adhere to borrower/lender compliance requirements and DCU’s internal policies and procedures.
    • Complete required trainings on compliance, DCU products/services and lending guidelines.
    • Support DCU’s Success Sharing Goals by referring and cross selling other DCU products and services.
    • Achieve job expectations for schedule adherence, call efficiency, sales goals and other metrics.
      • Become registered through the Nationwide Multistate Licensing System to obtain Mortgage Loan Originator licensing.
      • Answer general questions for and originate Mortgage and Home Equity applications.
    • Participate in performance development by being receptive to constructive coaching feedback from Assistant Managers, Performance Leads and Senior Specialists
    • Foster teamwork and strive to strengthen relationships between the Information Center Staff and staff in DCU’s support departments.
    • Accurately process transactions, file maintenance and all other member requests.
    • Make process improvement recommendations in an effort to improve the efficiency of operations in the Information Center and/or other areas of the Credit Unions.
  • Perform other job-related duties as assigned or requested.
  • Complies with regulatory compliance and assigned training requirements.

What You’ll Need

Education and Experience Requirements:

  • High School diploma or equivalent
  • 6 months prior contact center or 6 months lending experience required

Additional Eligibility Requirements:

  • Excellent communication and phone etiquette.
  • Proficient computer skills and ability to learn new software.
  • Strong troubleshooting, multitasking, organizational, and time management abilities.

What We Do

DCU is the largest credit union headquartered in New England – serving more than one million members in all 50 states. With over 1,700 team members, we strive to make DCU a great place to work with an excellent work-life balance, and a community that cares.

DCU is an equal opportunity employer, and we value diversity, inclusion, and equity at our company. We evaluate qualified applicants without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics.

If you’re applying for a job and need a reasonable accommodation for any part of the employment process, please send an email to careers@dcu.org and let us know the nature of your request and contact information. Please note that only those inquiries concerning a request for reasonable accommodation will be responded to from this email address.

DCU is not currently offering Visa transfer/ sponsorship for this position.

Expected Pay Range

$21.50 - $24.10/hour

Digital Federal Credit Union

About Digital Federal Credit Union

DCU – Digital Federal Credit Union – is a top-20 credit union with more than one million members residing in all 50 states, and over $10 Billion in assets, headquartered in Marlborough, Massachusetts. DCU has experienced substantial growth for several years because of its innovative history and as an early adopter of advanced technologies that meet our members’ individual needs. As an organization under new CEO leadership, DCU is entering an exciting phase of continued growth through member experience excellence.

The DCU vision of ‘All Members Achieve Their Financial Goals Collaboratively’ means we want to be the catalyst and the cheerleader for our members’ long-term financial success. At DCU, we are transforming the banking experience for members by focusing on innovative design and delivery. The power of the promise, Banking - the DCU Way, is foundational to decision making, design, and experience delivery.

What exactly is the DCU Way? The strongly held belief that people, ethics, and purpose are all equally important to DCU’s success. These three principles guide the decisions and behavior of everyone at DCU:

• People Come First

• Do the Right Thing

• Make a Difference

Visit our career page to learn more about our company culture and open positions. We offer benefits such as subsidized health coverage and on-site gym membership, up to seven percent 401k contribution match, a hybrid work model, and free meals in our cafeterias for on-site employees.

Industry
Finance & Insurance
Company Size
1,001-5,000 employees
Headquarters
Marlborough, Massachusetts
Year Founded
1979
Website
dcu.org
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