Key Objective of the Job:
To drive Rural Individual Loan business sales and achieving business deliverables.
Major Deliverables:
1 Ensuring onboarding of quality customers to maintain highest portfolio quality.
2 Identifying, sourcing potential rural individual loan customers & disbursing loans as per the internal process
and policy
3 Conducting business and house verification for the potential customer along with financial analysis to
finalize the desired loan amount.
4 Enabling business growth across assigned territories for deeper market penetration and reach.
5 To ensure achievement of disbursement targets and achieving desired productivity numbers.
6 Responsible for maintaining expected collection efficiency and ensuring minimum delinquency.
7 Continuous follow up of overdue customers if any to ensure their repayment.
8 Build strong client relationships both internally and externally and build a strong brand identification with
existing and potential customer base.
9 Achieving highest First Time Right (FTR)
10 Constantly engaging in learning and development programs to upskill.
11 Adherence to product, process, and policies of the company.
Qualification: Graduate in any discipline
Tata Capital Limited is a subsidiary of Tata Sons Limited. The Company is registered with the Reserve Bank of India as a Core Investment Company and offers through itself and its subsidiaries fund and fee-based financial services to its customers, under the Tata Capital brand.
As a trusted and customer-centric, one-stop financial services provider, Tata Capital caters to the diverse needs of retail, corporate and institutional customers, across various areas of business namely the Commercial Finance, Infrastructure Finance, Cleantech Finance, Wealth Management, Consumer Loans and distribution and marketing of Tata Cards. Tata Capital has over 500+ branches spanning all critical markets in India.
