Line of Service
Advisory
Industry/Sector
FS X-Sector
Specialism
Operations
Management Level
Associate
& Summary
At PwC, our people in business application consulting specialise in consulting services for a variety of business applications, helping clients optimise operational efficiency. These individuals analyse client needs, implement software solutions, and provide training and support for seamless integration and utilisation of business applications, enabling clients to achieve their strategic objectives.
As a business application consulting generalist at PwC, you will provide consulting services for a wide range of business applications. You will leverage a broad understanding of various software solutions to assist clients in optimising operational efficiency through analysis, implementation, training, and support.
& Summary:
Own end‑to‑end solution design and delivery on Finacle or Oracle Flexcube (FCUBS)for retail banking across deposits, retail lending, and payments Lead parameterization governance, integrations, data migration, non‑functional assurance, and release readiness. Partner with Business, Operations, Risk/Compliance, and IT/Vendors to deliver compliant, scalable solutions with high STP, low defect leakage, and production stability Mentor junior consultants and establish best practices.
Responsibilities:
Convert business goals into solution designsand FSD/TSD, covering product setup, accounting/GL, limits, charges, user roles/controls, and E2E customer journeys.
Govern configuration/parameterization(schemes/products, interest/charges, GL mapping), ensure change traceability, regression scope, and environment consistency.
Architect and validate integrationswith channels and third parties (APIs/REST/SOAP, MQ, file/batch); define error handling, idempotency, reconciliation, and retry strategies; manage EOD/BODimpacts.
Drive non‑functionaloutcomes: performance baselining, capacity planning, resiliency (HA/DR), security/entitlements/SoD, and observability (logs/alerts/dashboards).
Plan and lead SIT/UATand cutover author risk‑based test scenarios (reversals, chargebacks/returns, preclosures, reschedules, NPA/IRACtagging,holiday/calendar edge cases), manage defect triage to closure, and ensure deployment readiness.
Create data migrationstrategy and validations (trial loads, dry runs, control totals, GL balancing); perform SQL/PL‑SQL checks and Unix/shell log analysis; support production incident RCA.
Ensure compliance with RBI, KYC/AML, FATCA/CRS, NPCIguidelines; embed maker–checker/four‑eyes controls and audit trails across configurations and processes.
Mandatory skill sets:
Flexcube
Preferred skill sets:
Finacle Experience with Finacle Integrator (FI), custom components/reports, and performance tuning.
Flexcube Deep understanding of FCUBS/OFSdata model; experience with parameter migrationand release packaging; familiarity with OBDX(digital channels).
Payments expertise (UPI/IMPS/NEFT/RTGS), reconciliation & settlements; awareness of ISO 8583and ISO 20022mapping.
Familiarity with DevOps/CI‑CDpractices, Git/SVN; tools such as Jira/Confluence, ServiceNow(or equivalent).
Certifications (ITIL/PMP/PRINCE2/Scrum) and Lean/Six Sigmamindset.
Strong Excel& PowerPointfor management communication and governance forums.
Years of experience required:
6–9 yearsas a techno‑functional consultanton Finacle or Oracle Flexcube (FCUBS), leading multi‑module changes (deposits/lending/payments).
Strong SQL/PL‑SQL, Unix/shell, and core banking data model knowledge; hands‑on with API/MQ/batchintegrations and reconciliation.
Proven track record in UAT/go‑live leadership, cutover planning, and production stabilization
Solid understanding of regulatory/compliancerequirements: RBI, KYC/AML, FATCA/CRS, NPCI(payments), and IRAC/NPAnorms.
Education qualification:
Any Postgraduate/Professional degree
Education (if blank, degree and/or field of study not specified)
Degrees/Field of Study required: Bachelor of Engineering, MBA (Master of Business Administration)Degrees/Field of Study preferred:
Certifications (if blank, certifications not specified)
Required Skills
Oracle FLEXCUBE Universal Banking
Optional Skills
Accepting Feedback, Accepting Feedback, Active Listening, Analytical Reasoning, Application Software, Business Data Analytics, Business Management, Business Technology, Business Transformation, Communication, Documentation Development, Emotional Regulation, Empathy, Implementation Research, Implementation Support, Implementing Technology, Inclusion, Intellectual Curiosity, Optimism, Performance Assessment, Performance Management Software, Problem Solving, Product Management, Product Operations, Project Delivery {+ 11 more}
Desired Languages (If blank, desired languages not specified)
Travel Requirements
Available for Work Visa Sponsorship?
Government Clearance Required?
Job Posting End Date
June 30, 2026
At PwC, we help clients drive their companies to the leading edge. We’re a tech-forward, people-empowered network with more than 370,000 people in 149 countries. Across audit and assurance, tax and legal, deals and consulting we help build, accelerate and sustain momentum. Find out more at www.pwc.com.
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