Join People Driven Credit Union as a Full-Time Home Equity Application/Sales Specialist, where your expertise will help families realize their dreams of home ownership and financial growth. With a commitment to member-centricity, you'll be empowered to solve problems and provide guidance in a dynamic work environment. This position, located in Southfield, MI, offers the opportunity to work from home allowing for work life balance as well as a competitive pay ranging from $26.00 to $31.00 per hour, reflecting your skills and experience.
You will be offered great benefits such as Employer paid Medical, Dental, and Vision for employees, 401(k), Life Insurance, Flexible Spending Account, Paid Time Off, and Employee Discounts. Your contributions will be valued in a forward-thinking culture that strives for excellence and integrity in every interaction. Be part of a team that puts people first, and take the leap into a rewarding career with us today.
As a Home Equity Application Specialist at People Driven Credit Union, you will perform intricate loan officer duties focused on home equity loans. Your primary responsibility will involve meeting with applicants to collect complete and accurate loan applications while explaining credit policies and gathering essential documentation. You will ensure that every loan application and initial disclosure is thorough, accurate, and compliant with credit union regulations.
This role emphasizes a member-centric approach, as you strive to meet the needs of our members, providing timely and professional service. In addition to facilitating loans, you will actively cross-sell other credit union products, such as debt protection, anticipating and educating members on their financial needs. Your expertise will empower members to make informed decisions, showcasing your commitment to excellence and integrity in every interaction.
To excel in this role, a strong understanding of lending policies, guidelines, and procedures is essential. You must possess the ability to clearly explain these concepts to applicants, ensuring they feel informed and confident throughout the loan process. Proficiency in preparing and delivering initial disclosures in compliance with RESPA and TRID requirements is crucial for maintaining regulatory adherence and facilitating a smooth loan experience. Strong communication skills are necessary for effectively engaging with members and understanding their unique financial needs.
Additionally, a passion for meeting and exceeding loan sales goals is essential. Familiarity with loan processing software and tools will enhance your efficiency in managing applications and documentation. Your problem-solving capabilities will be vital in addressing any concerns that arise, while your empathetic approach will foster trust and rapport with members, ultimately contributing to their satisfaction and success.
If you think this job is a fit for what you are looking for, great! We're excited to meet you!
*Must be able to pass Background and Drug screening.
People Driven Credit Union is a member-owned, full-service financial institution helping members and their families with money management since 1928. PDCU was founded in 1928 as Detroit Federal Employees Credit union to serve as a primary field of membership of federal employees in the Detroit area and their families. In 2003 our charter expanded to include any government or public school district employee in Wayne, Oakland, and Macomb counties, plus members of their families. In 2005, we changed our name to Peoples Trust Credit Union, and our membership eligibility was expanded to include people who live, work, or worship in most of Wayne, Oakland and Macomb counties. In 2014, we merged with Community-Driven Credit Union, which had a service history to Ford Motor Company Employees. We changed our name to People Driven Credit Union as part of this merger. At that time, we expanded our membership to include people who live, work, or worship in Genesee, Lapeer, Livingston, Macomb, Oakland, St. Clair, Washtenaw, and Wayne counties.
We now serve over 25,000 members, all valued owners of the credit union. As a non-profit, cooperatively based organization, we can offer an appealing array of low-cost financial services. Our members share earnings utilizing attractive savings and loan rates and low service fees.
