Job Description
Our client is a licensed Payment Service Provider (PSSP) and Microfinance Bank-backed fintech platform, delivering secure, fast, and reliable digital financial services. With advanced fraud detection, cutting-edge APIs, and multi-channel payment methods, our client powers consumers, merchants, and agents with wallets, payment gateways, and value-added services. The Head of Software Development will be the local execution leader responsible for turning the company's global technology vision into reality. The Head of Software Development will ensure the delivery, security, compliance, and scaling of our client's platforms in Nigeria, while reporting to the Chief Technical Consultant — the architect and custodian of the platform — as well as the company Board. This role requires a hands-on, highly technical leader with mastery of the company’s technology stack, security frameworks, and regulatory requirements, combined with the ability to build, mentor, and lead high-performing engineering teams locally.
Key Responsibilities
Technology Leadership & Execution
• Translate the consultant’s architecture into daily delivery and platform stability.
• Drive execution of the product and technology roadmap across fintech, wallets, and MFB integrations.
• Ensure platforms achieve regulatory-grade resilience, uptime, and scalability.
Engineering & Product Delivery
• Lead backend, frontend, mobile, and DevOps engineers locally.
• Deliver features including wallets, QR payments, card services, microloans, and merchant dashboards.
• Oversee integration with CBS, NIBSS, Interswitch, and card schemes (Visa, Verve, Mastercard).
Security, Compliance & Risk Management
• Enforce PCI-DSS Level 1, ISO 27001, and CBN/NIBSS regulatory compliance.
• Implement robust fraud prevention: AI-driven behavioural analytics, MFA, AML monitoring, and risk scoring.
• Ensure resilience through API security, error handling, and DDoS protection.
Infrastructure & Operations
• Manage cloud-native deployments (AWS/GCP), Kubernetes orchestration, CI/CD pipelines, and monitoring (ELK Stack, Prometheus, Grafana).
• Deliver high availability and disaster recovery capabilities.
• Maintain strong vendor/regulator relationships (cloud providers, auditors, CBN, NCC).
Team Leadership & Collaboration
• Recruit, mentor, and lead strong engineering and security teams locally.
• Drive agile methodologies and DevSecOps culture.
• Collaborate closely with the overseas consultant, ensuring architectural fidelity and safe code practices.
Requirements
Backend Development
• Languages: Java (Spring Boot), Node.js, Python, Go
• Frameworks: Spring Boot, Express.js
• APIs: RESTful & gRPC
Frontend & Mobile Development
• Frontend: React.js, Angular, TypeScript, Tailwind CSS
• Mobile: Flutter, Kotlin (Android), Swift (iOS)
Messaging & AI/ML
• Messaging: Kafka (real-time streaming), RabbitMQ (message brokering)AI/ML: TensorFlow, PyTorch (fraud detection); Spark ML, Kafka Streams (real-time analytics)
Security, Compliance & Fraud Prevention
• Standards: PCI-DSS Level 1, ISO 27001, SOC2, CBN compliance
• Encryption: AES-256, TLS 1.3, HSM (FIPS 140-2 certified), tokenization
• Fraud Prevention: MFA (biometrics, MPIN, device fingerprinting), OAuth 2.0, OpenID Connect, JWT authentication.
• Risk Mitigation: Rate limiting, DDoS protection (Cloudflare/Akamai WAF), AI-powered fraud detection
API Performance & Error Handling
• Redis caching, GraphQL, Gzip/Brotli compression
• Structured JSON error handling, retry mechanisms, circuit breaker pattern
• ELK Stack, Prometheus, AI-based anomaly detection
• Webhooks for async recovery & transaction notifications
Qualifications & Experience
• Bachelor’s degree in Computer Science, Engineering, or related discipline (Master’s preferred).
• 8–12+ years in senior technology roles.
• Strong background in fintech/payments/digital banking platforms.
• Proven ability to manage large-scale, high-availability systems with microservices architecture.
• Hands-on experience with full technology stack listed above.
