“Shape the savings strategy of a growing challenger bank and lead the commercial performance of a strategically important portfolio.”
At Castle Trust Bank, we pride ourselves on being a fintech challenger bank, providing savings accounts, specialist property mortgages and retail finance lending to a wide range of customers.
We are seeking an experienced and commercially focused Head of Savings to shape and deliver our Savings proposition and long-term growth plans. This is a high-profile leadership opportunity with ownership of deposit growth, retention, pricing, cost of funds, margins, distribution and overall portfolio performance.
The role can be based in our London or Basingstoke office but will require travel between the two. We offer hybrid working which means a minimum of 3 office days per week.
You will lead the Bank’s Savings commercial agenda, working closely with Treasury, Finance, Risk, Compliance, Operations and Product & Technology. You will develop and communicate a clear strategy that supports sustainable growth, strong commercial performance and positive customer outcomes.
Your key responsibilities will include:
You will be an established retail banking leader with significant Savings experience and a strong record of managing the commercial performance of a sizeable deposits portfolio. You will combine strategic thinking with detailed commercial understanding and be comfortable influencing Executive and Board-level stakeholders.
Why join Castle Trust Bank?
As well as taking on a strategically important leadership role, you will have the opportunity to shape the future direction of our Savings business, influence key commercial decisions and lead the continued development of our proposition, pricing and distribution strategy.
In addition, you will receive:
Caught your attention?
If so, we’d love to talk to you and tell you more about what it’s like to work at Castle Trust Bank, The Place To Work!
Castle Trust Bank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment in which all our colleagues can thrive. Applications are welcomed from everyone, and our decisions are always based on individual skills, experience and merit.
We are proud to support people with disabilities and are committed to being a Disability Confident employer. If you are a person with a disability and meet the minimum criteria for this role, you will be offered an interview.
If you require a reasonable adjustment to support you during the application or selection process, please contact talent@castletrust.co.uk.
Traditional financial service providers are often burdened with costly overheads including expensive branch networks, inflexible technology and huge armies of people. At Castle Trust Bank, we keep our overheads to a minimum and we use savings proceeds to fund our lending solutions.
In the past, we offered investment products to our customers which proved very popular. As a bank, we now offer savings accounts, giving our customers the added benefit of FSCS protection for their deposits. Our history means that we have a strong understanding of what our customers need and have built our savings range with those customers and their needs front of mind.
In a complex world, we strive for openness and clarity. We place the highest importance on treating our customers fairly not just because it's the right thing to do but because we know that the trust of our customers is crucial to our future success.
We recognise that for many mortgage customers, traditional solutions don't cut the mustard. These customers can often have high quality assets but unconventional income and so find it difficult to borrow at reasonable rates and on sensible terms.
What experienced buy to let investors need is lending with imagination. They need a lender that recognises cash flow and net worth are not the same thing. They need a lender that is flexible in their approach and makes considered, logical decisions. Castle Trust Bank is that lender.
We also offer point of sale finance through our Omni Capital Retail Finance arm. Partnering with retailers nationwide, we support their business by offering finance plans to their customers. OmniPort technology gives retailers paperless credit approval which fits seamlessly with their sales processes and customers can use our dedicated customer portal to keep up to date with their loans.
