Job Description

End Date

Tuesday 09 June 2026

Salary Range

£116,535 - £137,100

We support flexible working – click here for more information on flexible working options

Flexible Working Options

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JOB TITLE: Head of Finance: Retail Cost Centre of Excellence

SALARY: £116,500 - £137,100

LOCATION: Edinburgh, Leeds, Bristol or Halifax

HOURS: Full-time

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites

An excellent opportunity has arisen for a Head of Finance to join the Group Cost Management team. Sitting within Group Cost & Investment team and reporting to the Group Cost Management Finance Director this role is responsible for leading the Consumer cost centre of excellence team.

This role is responsible for the leadership of a team of c.40 finance professionals across Yorkshire and Bristol to deliver month end cost reporting and planning for the Consumer Division, drive automation of processes and provide SME input into Cost Planning Transformation. This role comes at a pivotal point in the ongoing transformation of the function, offering significant opportunity to shape the future direction of the team and influence the evolution of cost management across the wider Finance function.

What you'll be doing:

• Setting the benchmark and leading the team on all month end activities for Consumer Lending and Relationships. Providing review, challenge, question and insight on all key outputs to ensure the highest standard and quality

• Maintain a safely controlled cost and risk environment

• Review, investigate and challenge material exceptions and provide supporting information

• Build and manage relationships with all key stakeholders. Seeking feedback from customers and inspiring the team to deliver improvements.

• Be accountable for the delivery of the forecast & planning process ensuring excellent communications with all stakeholders and exceptional execution of processes.

• Contribute to the strategic direction of the Cost Centre of Excellence including playing a leadership role in the Cost Transformation Programme

• Provide active engagement with the Finance business partners to ensure an excellent flow of communication and standards of inputs/outputs.

• Embed the Lloyds Banking Group culture and vision through visible leadership, being a role model for the Group’s leadership behaviours.

• Build a robust team, ensuring colleagues are developed effectively, utilising the groups Your Best principles.

What we’re looking for:

• Scale leader who can motivate and drive delivery across a multi-site team, with a track record of developing high performing teams

• Experience of leading large scale planning and reporting processes

• Track record of developing a culture of process improvements, identifying opportunities for automation and simplification.

• Depth of relevant financial experience, to understand and apply relevant financial principles and controls, ensuring strong financial control is applied

• A proven people leader with experience operating in or leading within a Centre of Excellence model, able to motivate and drive delivery across a large, multi-site team.

• Fully qualified accountant (e.g. ACA, ACCA, CIMA or equivalent) with significant post-qualification experience.

About working for us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting ourcustomers, colleagues and communities and we’re committed to creating an environment in whicheveryone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create amenopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility inoffice attendance, location and working patterns. And, as a Disability Confident Leader, we guaranteeinterviews for a fair and proportionate number of applicants who meet the minimum criteria for therole with a disability, long-term health or neurodivergent condition through the Disability ConfidentScheme.

We provide reasonable adjustments throughout the recruitment process to reduce or removebarriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%

• An annual performance-related bonus

• Share schemes including free shares

• Benefits you can adapt to your lifestyle, such as discounted shopping

• 30 days’ holiday, with bank holidays on top

• A range of wellbeing initiatives and generous parental leave policies

Ready to start growing with purpose? Apply today!

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.