Job Description

Lumi isn't your typical fintech. We move fast. With over $1.5B+ funded to 15,000+ small businesses, we're now gearing up for our next stage of hypergrowth—and we need a Head of Engineering who can accelerate us there. As our technical and people leader, you'll ensure our ambitious product roadmap becomes reality. You'll guide 15+ engineers, partner with Product and Design on strategic roadmaps, and ensure our platform evolves as fast as our ambitions—and the ambitions of the small business owners we fund. You'll need the technical chops (full-stack, microservices, AWS) and the people instincts to know when to implement structure and when to get out of the way. At Lumi, we value egos at the door, think lean, see the customer, and learn to grow. If you're ready to lead with both technical excellence and genuine humility in a culture that puts impact over hierarchy, let's build the future of small business finance together.

WHO IS LUMI?

We’re a leading Fintech small business lender fuelling growth by making finance more accessible.

We deliver fast & flexible funding designed to meet the unique needs of Australian businesses. With over $1.5 billion funded since 2018 and backing for 15,000+ small businesses, we're trusted for our speed, high quality service, and tailored approach

WORKING AT LUMI

We are building a culture where you can grow and make a difference for customers. We are looking for people to join us on this journey who are passionate, curious and great problem-solvers.

We are incrediblyproud of our awards, including most recently our Deputy CEO, Anna Hawter, receiving the Finnies’ 2025 Outstanding FinTech Leader of the Year award. We also ranked in the top #3 on the 2024 Australian Financial Review BOSS Best Places to Work Banking, Superannuation and Financial Services list, 2023 Best Workplace Diversity Award by FinTech Australia and the 2022 Empowering Innovation Affie Award We also ranked #36 among the fastest-growing technology companies in Australia in the 2022 Deloitte Technology Fast 50 Australia.

We foster a workplace where everyone feels a sense of belonging and respect and can reach their full potential. If you need any adjustments for a fair recruitment process, please let us know when applying.

OUR VALUES

Egos at the door

We own. We don’t judge. We don’t blame. We are open. We are in this together. We are respectful.

See the customer

We show up. We understand. We anticipate. We do what we say. We genuinely focus on solutions.

Think lean

We make things simple. We are resourceful. We understand the problem. We think ahead.

Learn to grow

We are curious. We challenge. We try. We fail forward. We learn. We try again.

THE ROLE

• Own end-to-end delivery of the product and tech roadmap, ensuring all solutions are technically achievable, aligned with long-term strategy and providing transparent communication to stakeholders.
• Provide strategic leadership to the Tech team.
• Champion engineering excellence by embedding best practices and disciplined decision-making into the team's daily workflow.
• Cultivate a high-performance culture rooted in psychological safety, autonomy, and continuous growth.
• Collaborate with Product and Design to plan roadmaps and ensure strategic goals are feasible and well-planned.
• Optimise delivery processes by implementing "just enough" structure to maintain visibility and accountability without slowing down velocity.
• Lead transformative tech initiatives, managing cross-team dependencies to ensure smooth execution.

Qualifications

THIS PERSON IS SOMEONE WITH

• Proven experience leading engineering teams (headcount of 15–50+) in a fast-paced, highly innovative scale-up environment – preferably in a Financial Services organisation.
• A strong track record of delivering complex strategic roadmaps that have significant business impact on time.
• Exceptional stakeholder management skills, ability to bridge technical and non-technical worlds.
• Strong full-stack engineering background with experience in cloud native, microservices architectures. Experience in Typescript, Node, React, AWS preferred.
• A passion for people development, coaching, and building high-retention cultures.
• Pragmatic approach to process, favouring agility over rigid bureaucracy.

Additional Information

PERKS & BENEFITS

Wellbeing: Free counselling, seasonal activities, Wellbeing Allowance, wellness room, flu shots

Work Life: Home Workspace Allowance, Purchased Leave, Parental Leave, Parental Flex Leave, Lumi Life Leave for challenging events, breastfeeding/expressing space

Social & Food: Monthly lunches, regular celebrations, stocked kitchen, beer & kombucha on tap, board games, rooftop BBQs

Rewards & Recognition: Competitive pay, referral bonuses, shout-out recognitions

Community Support: Paid volunteer leave, diversity celebrations, company volunteer days

Career & Growth: Advancement opportunities, higher education sponsorship, hackathons