PT Bank Danamon Indonesia Tbk

Head of Digital Fraud Strategy

PT Bank Danamon Indonesia Tbk  •  Jakarta, ID (Onsite)  •  2 months ago
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Job Description

The Head of Digital Fraud Strategy creates and executes a comprehensive framework to address the risk of fraud, cybercrime threats, and digital vulnerabilities. This role ensures the organization's resilience in an evolving digital banking landscape by proactively mitigating risks and embedding risk intelligence into business decisions.

Responsibilities

  • 1. Strategic Digital  Risk Management 
  • Develop a cutting-edge strategy to identify, assess, and mitigate cybercrime and digital fraud risks.  
  • Lead enterprise-wide digital risk initiatives, ensuring alignment with the bank’s digital transformation goals.  
  • Advise executive level on digital fraud risk, regulatory developments, and mitigation strategies.  

  • 2. Digital Fraud Management
  • Design and implement advanced fraud detection and prevention mechanisms tailored for digital banking and Tunaiku products.  
  • Leverage data analytics and machine learning to predict and identify digital fraud threats.  
  • Lead the organization’s response to digital fraud and cyberattacks, ensuring timely containment, investigation, and resolution.  

  • 3. Digital Risk Integration
  • Collaborate with Technology, Product & Business Unit teams to ensure all digital banking platforms are secure and risk-aware.  
  • Embed risk management into product development, ensuring a secure-by-design approach for digital offerings.  
  • Anticipate future fraud trends by analyzing industry insights, technological advancements, and fraudulent behavioral patterns.

  • 4. Regulatory Compliance and Governance
  • Develop and maintain a robust governance framework for digital fraud prevention.

Requirements

  • Minimum of 10 years of experience in a financial service industry, with a minimum of 5 years in fraud, credit risk, or financial forensics and fraud investigation role. 
  • Strong understanding of fraud detection technologies, AI/ML models, and digital banking platforms.
  • Familiarity with regulatory requirements related to financial fraud and risk management.
  • Experience with a management or technology consulting firm or a similar position at an industry-leading company is a strong advantage
  • Strong analytical skills with experience analyzing complex problems.
  • Strategic and critical thinking with excellent problem-solving capabilities.
  • Strong communication and presentation skills, with the ability to effectively communicate with senior leadership and stakeholders.
  • Ability to manage multiple priorities and stakeholders in a fast-paced environment.
  • Bachelor’s degree or higher in Accounting, Engineering, Mathematics, Natural Science, or a related field is preferred.
PT Bank Danamon Indonesia Tbk

About PT Bank Danamon Indonesia Tbk

PT Bank Danamon Indonesia Tbk (BEI: BDMN) didirikan pada tahun 1956. Per 31 Desember 2024, Danamon mengelola aset konsolidasian sebesar Rp242 triliun dengan anak perusahannya, Adira Finance. Dalam hal kepemilikan saham, 92,47% saham Danamon dimiliki oleh MUFG, dan 7,53% lainnya dimiliki oleh publik. Dalam melayani nasabah dari semua lini bisnis yaitu Retail, Usaha Kecil dan Menengah, serta Korporasi, Danamon didukung oleh 865* kantor cabang konvensional dan unit Syariah, serta kantor cabang dan kantor perwakilan grup perusahaan Danamon di Indonesia.

Sebagai anak perusahaan dari MUFG yang merupakan salah satu grup jasa keuangan terbesar di dunia, Danamon didukung oleh jaringan global MUFG dan bank mitranya: Krungsri Bank di Thailand, Security Bank di Filipina, dan VietinBank di Vietnam. Danamon juga diperkuat oleh jaringan lokal dari grup perusahaannya yaitu Adira Finance, Home Credit Indonesia, Mandala Finance, dan Zurich Asuransi Indonesia, serta mitra strategisnya.

Bersama MUFG, grup perusahaan serta mitra strategisnya, Danamon berkomitmen untuk terus bertransformasi sebagai Satu Grup Finansial, guna menjadi mitra keuangan terpercaya yang berorientasi pada pelanggan dan selalu berinovasi, demi memenuhi kebutuhan pemegang saham, nasabah, karyawan, dan regulator dengan menghadirkan solusi finansial menyeluruh agar dapat tumbuh bersama.

Danamon dan grup perusahaan serta mitra strategisnya juga menyadari pentingnya aspek keberlanjutan sebagai bagian tak terpisahkan dari pertumbuhan dan kesejahteraan masyarakat.

Selain itu, dalam menjalankan bisnis serta untuk mencapai tujuan sesuai dengan visi dan misinya, Danamon menjunjung tinggi nilai perusahaan “BISA”, yang harus diterapkan oleh seluruh karyawan, manajemen, direksi, dan komisaris Danamon. Nilai-nilai tersebut meliputi Berkolaborasi, Intergritas, Sigap Melayani, dan Adaptif.

Industry
Finance & Insurance
Company Size
10,000+ employees
Headquarters
JAKARTA, ID
Year Founded
Unknown
Website
co.id
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