Job Description

Ready to take on a role at the absolute core of banking, where your decisions shape how credit is assessed and lending decisions are made? As Head of Credit Underwriting and Decision Analytics, you'll balance pricing, risk, compliance and strategy while working closely with senior stakeholders. It's a role with real weight – and a rare opportunity to leave your mark on how we underwrite credit for the future.

We are the team behind every credit decision made across our markets. Our team includes lead analysts in each market and a broader analytics group of junior and senior analysts and scorecard developers. We're currently rewiring how we work, exploring new technologies to strengthen our underwriting.

About the role

As Head of Credit Underwriting and Decision Analytics, you'll lead the team responsible for our credit process design and performance, working across pricing, risk and compliance. You'll be a key voice among senior stakeholders, driving the direction of underwriting in a complex, ever-changing environment.

Your main responsibilities include:

• Designing, developing and optimizing the credit process across all credit facilities
• Balancing pricing, risk, compliance and technical perspectives in every decision
• Leading and developing lead analysts and a broader analytics team
• Collaborating with senior stakeholders across the business to align priorities
• Driving new ways of working, including new technologies and analytical tools

Who we're looking for

We're looking for someone analytical who thrives on solving complex problems and cutting through ambiguity. You build strong relationships and listen closely to understand different perspectives, and you're motivated by high-impact work where you help your team find novel ways forward.

On top of this, we're looking for someone who:

• Holds an M.Sc. or equivalent degree from a demanding field
• Has experience in banking, quantitative analysis and driving initiatives in complex stakeholder environments
• Brings deep knowledge of consumer credit and comfort operating in ambiguity
• Has university-level skills in mathematics and strong analytical judgment
• Communicates clearly and succinctly across technical and senior audiences
• Speaks English fluently; Swedish and/or Norwegian is a plus
• Brings a senior level of experience, ready to lead a specialized team

Practical information:

Start:

Location

Form of employment:

Extent:

Working hours:

Hourly wage/fixed wage 💰

Have you heard of NOBAVERSE?

In our NOBAVERSE, we value openness, trust, and diversity. Here, you can influence your own development and have fun along the way to achieving our goals – all in a workplace that’s a little extra bubbly! ✨

Read more about our employee value proposition on our careers page.

Read more about how our recruitment process works in the FAQ.

We care for your privacy and, with reference to the GDPR, would like to ask you not to include any sensitive personal data in your application, for examples information about ethnic origin, political opinions, religious beliefs or information about your health.

Read more about how we handle your personal data here.

If you have any questions or concerns about the position, please contact the responsible recruiter.

We look forward to receiving your application! 🙏✨