CredPal is a leading financial technology company that offers a comprehensive range of financial solutions, including credit cards and investment opportunities, to empower individuals. Our mission is to revolutionize access to credit and investment, enabling individuals to take charge of their financial well-being.

Job Title: Head of Business

Job Type: Full Time/Hybrid

Level: Senior

Purpose Statement

We are seeking a
high-impact Head of Business
to lead our growth in
credit products such as loans and invoice financing, payment solutions and cross-border payments.
This role is responsible for
driving revenue, expanding market share, and forging strategic partnerships
that enhance our position in the financial ecosystem. The ideal candidate is a
seasoned business leader
with a deep understanding of payment processing, B2B financing, and international transactions.

Responsibilities

• 
  Develop and execute
  business strategies for growth in payments, acquisition of businesses to offer credit products such as loans and invoice financing, payment solutions and cross-border payments.

• 
  Identify and establish
  partnerships with banks, fintechs, merchants, and global payment providers.

• 
  Lead sales and business development efforts
  to scale transaction volumes and increase revenue.

• 
  Drive adoption of payment solutions
  by onboarding enterprises, SMEs, and high-value customers.

• 
  Oversee invoice financing strategies
  , ensuring businesses can access seamless credit solutions.

• 
  Optimize cross-border payment processes
  , reducing friction and enhancing transaction efficiency.

• 
  Collaborate with product, compliance, and risk teams
  to create seamless, secure financial solutions.

• 
  Monitor industry trends and regulatory changes
  , adapting strategies to stay competitive.

• 
  Analyze market data and key business metrics
  to drive data-informed decision-making.

• 
  Represent the company
  at industry events, forums, and strategic networking opportunities.

Requirements

• 
  Bachelor’s degree in
  Business, Finance, Economics, or related field
  ; MBA preferred.

• 
  5+ years of experience in business development, sales, or strategy within fintech or financial services.

• 
  Strong expertise in
  payments, invoice financing, and cross-border transactions
  .

• 
  Proven success in
  scaling financial products and driving revenue growth
  .

• 
  Experience in
  negotiating high-value partnerships
  with financial institutions and payment providers.

• 
  Deep understanding of
  regulatory frameworks
  governing payments and financing.

• 
  Proficiency in
  CRM tools, business intelligence software, and Google Suite
  .

• 
  Excellent
  leadership, negotiation, and communication skills
  .

• 
  Strong analytical skills with the ability to
  interpret market trends and data insights
  .

• 
  Ability to
  thrive in a fast-paced, high-growth environment
  .

Benefits

• 
  Competitive salary and performance-based bonuses

• 
  Professional development and growth opportunities.

• 
  A dynamic and innovative work environment.

• 
  Hybrid work options for flexibility and work-life balance.