Job Description

What we do at Qliro

At Qliro we deliver safe and simple payments. We are a dedicated partner to our merchants who serve their customers every day. We believe that if our merchants grow, we grow. We are a company of dedicated, friendly and highly skilled people that together have redefined what Qliro and payments can be. We are now on a journey of scaling our business both here in Sweden and the Nordics.

What your team does: 

As Head of AML, you will lead and develop Qliro’s first line work to keep Qliro Compliant within AML/CTF and sanction regulations. You will have a broad prominent role with responsibilities that require you to work both on an operative and strategic level with different parallel tasks. The AML team consists of one other colleague, that primarily work with daily tasks such as transactions monitoring etc. The team belongs to Qliro's Operations function, who also support the AML team with some tasks. You will also be working closely with our Legal-, Compliance-, Tech and Product teams within Qliro. You will work closely with Qliro's Executive Management Team as well as Board of Directors on AML matters. 

What you'll get to do:

• Lead and ensure the first line AML/CTF and sanction tasks are carried out and that the regulatory requirements are complied with

• Carry out and update the AML/CTF General Risk Assessment

• Establish, update and implement internal regulations, policies and procedures to prevent ML/TF& sanction violations.

• Develop and optimize both current customer knowledge, risk classification models and transaction monitoring scenarios to ensure model efficiency and risk-based approach (model risk management)

• Set the standards for the company’s AML/CTF & sanction requirements, system developments and procedures

• Responsible for AML alert handling including investigations and reporting to FIU

• Coordinate and submit the periodic annual money laundering report to the S-FSA as well as handling other communication with the S-FSA regarding AML/CTF

• Participate and act as an AML/CTF subject matter expert in internal projects, product approval processes and similar

The AML department is part of Qliro’s Operations department, and you will report to the Chief Operating Officer, who is the Specially Appointed Executive. You will also be in close collaboration with our CEO. 

What you will bring to the team:

• A strong background within the field of AML/CFT and a sound understanding of risk management

• Experience of AML/CFT tasks at an operative and strategic level

• Good understanding for ML/CTF prevention technologies and data analytics

•  Structured way of working, great analytical capability, emphasis on quality and holistic perspective as well as detailed oriented

• Ensure to be updated on new regulations, AML/CTF & sanctions in general and best practice for AML/CTF & sanctions in the industry

• Curiosity, good collaboration, and able to communicate and present information efficiently and structured to different stakeholders across the organisation as well as Qliro’s Executive Management Team and Board of Directors

• Able to balance regulatory, business and a customer perspective

• Used to working in a fast-paced environment with the required ability to adapt to changes

External qualifications

• Degree in economics or law and corresponding working experience

• At least 7 years of relevant experience from similar roles or experience from Compliance within financial crime prevention, with a focus on AML

• Relevant experience from positions within licensed companies in the financial industry

• SwedSec license is considered meritorious

Does this sound like your next role? What are you waiting for - apply now!