Job Description

Note: This REQ was initially posted on 4 June 2026.

At ING, we are building a future-fit credit risk organisation that enables scalable, compliant, and efficient risk management across the bank. As a Credit Risk Policies and Frameworks specialist, you will contribute to the development of second-line internal control documents for credit risk, helping ING remain resilient and ahead of regulatory expectations.

Your work will directly contribute to ING’s ability to manage credit risk effectively across jurisdictions and business segments.

The Team

Group Credit Risk sets the credit risk strategy, ensuring that ING’s lending practices are in line with its risk tolerance and regulatory requirements and managing credit restructuring from central point. Group Credit Risk plays a critical role via its credit risk policies, credit risk appetite setting and credit risk portfolio management in protecting the bank from losses due to defaults or economic downturns.

You will join a cross-functional team based in Amsterdam, collaborating with stakeholders across Retail and Wholesale Banking, Integrated Risk, and COO Risk. The team operates from a group perspective and is responsible for writing second-line credit risk internal control documents.

Credit Risk Policies and Frameworks Specialist reports to Lead Credit Risk Policies and Frameworks located in Amsterdam.

This position is classified as: GJA 17 | JG 11 – Job Title: Financial Risk Specialist IV | Job Family Group: Risk Management | Job Family: Financial Risk

Roles and responsibilities

As a Credit Risk Policies and Frameworks Specialist, you will be:

• Responsible for the credit risk framework: ensuring our internal control documents are regulatory compliant and fit for purpose to manage ING’s credit risk.

• Actively contributing in shaping and refining credit risk regulations.

• Explaining internal requirements in the organisation and to the supervisor/regulator.

• Participating in regulatory and audit engagements (e.g. ECB, CAS, Deloitte), supporting timely responses and remediation planning.

How to succeed

We hire smart people like you for your potential. Our biggest expectation is that you’ll stay curious. Keep learning. Take on responsibility. In return, we’ll back you to develop into an even more awesome version of yourself.

We are looking for the following knowledge and experience:

• A Master degree in a relevant field.

• 4–7 years of experience in credit risk or related domains.

• A deep understanding of the Credit Risk Lifecycle (Origination, Definition of Default, Forbearance and Early Warning Indicators).

• Strong communication skills, written and verbal, with the ability to present topics clearly and persuasively.

• Ability to identify problems and collaborate with senior colleagues to resolve them.

• A curious mindset that values different perspectives, embraces complexity, and seeks continuous improvement.

• Resilience and adaptability in a fast-paced, highly regulated environment.

Rewards and benefits

We want to make sure that it’s possible for you to strike the right balance between your career and your private life. Find out more about our employment conditions.

The benefits of working with us at ING include:

• 25-28 vacation days depending on contract

• Pension scheme

• 13th month salary

• 8% Holiday payment

• Hybrid working

• Personal growth and challenging work with endless possibilities

• An informal working environment with innovative colleagues

About us

Curious about how ING empowers people and businesses to move forward?

Discover what we do and what we can offer you

Questions?

Contact the recruiter attached to the advertisement. Want to apply directly? Please upload your CV and motivation letter by clicking the ‘Apply’ button.