Job Description

CMG Home Loans is hiring an experienced Government Underwriter. Must be a strong VA Underwriter with active (SAR/LAPP) and/or FHA (DE) They are responsible for the execution of underwriting based on company policy and standards. The Underwriter ensures sound decisions to protect the financial and operational interests of the company.

Must be in the Pacific or Mountain time Zone to support the West Coast.

Essential Duties and Responsibilities:

• Underwrite government loans including FHA and VA loans.
• Underwrite various other types of loans including Conventional, Bond, USDA.
• Ability to underwrite 45+ initial underwrites per month.
• Communicate regularly with the Loan Officers and/or Processor regarding status of loans via current technology.
• Maintains current working knowledge on current products.
• Leadership with respect to direction of underwriting resources and credit policy execution within team.
• Maintains conversation log in Byte to properly track the forward movement of the file.
• Assists with training needs of other mortgage positions.
• Ad hoc reporting.
• Other duties as assigned.

Qualifications and Experience:

• Minimum of five (5) years recent specific government underwriting experience.
• Must possess active LAPP/SAR for VA Loans and highly prefer FHA (DE).
• Highly prefer underwriters who have experience in several of the following loans: Bond, USDA, Renovation and Construction.
• Must have demonstrated satisfactory knowledge of DU and LP input.
• Ability to properly interpret DU and LP, communicate and document their findings.
• Intermediate experience with Microsoft Word, Excel, and email systems.
• Ability to work in a fast paced, fluid environment.
• Strong communication, interpersonal and organizational skills.
• Proven leadership skills.
• High integrity and confidentiality required.

PHYSICAL and ENVIRONMENTAL CONDITIONS:

This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required.

Base Compensation Information – For residents of the states of CA & CO, and for New York City + other areas requiring disclosure:CMG pays a competitive base which ranges from $70,000 - $100,000 plus per decisioned loan bonus. Factors that affect base salary may include: Underwriter experience and designations, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education.