Job Description

The Mortgage Government Insuring Specialist is responsible for ensuring that all government – backed mortgage loans – such as FHA, VA, and USDA – are accurately, efficiently, and timely insured or guaranteed according to the agency requirements and the applicable remittance is completed. This role ensures loan files meet strict agency, investor, and regulatory standards, mitigate risk, resolves insuring or endorsement deficiencies, and supports operational excellence across post-closing and quality assurance processes.

Responsibilities

• Prepare, review, and submit completed mortgage files for insurance or guaranty through FHA Connection, VA WebLGY, and USDA GUS systems and remittance process
• Validate that all loan documentation meets agency guidelines.
• Monitor insuring pipelines to ensure loans are endorsed within required timelines to avoid penalties, late fees, or lender performance impacts.
• Address and resolve agency suspense notices, post-insuring conditions, and compliance findings.
• Maintain strong working knowledge of FHA, VA, and USDA guidelines, lender updates, and HUD Mortgagee Letters.
• Serve as subject-matter expert for government insuring requirements.
• Ensure trailing documentation is received and logged into LOS
• Associates are expected to perform all additional duties as assigned.

Qualifications

• High School Diploma or GED or equivalent work experience
• 2 years of recent mortgage processing or government insuring experience
• 2 years in mortgage operations, with strong preference for FHA/VA/USDA programs
• Thorough knowledge of government agency guidelines and systems (FHA Connection, WebLGY, GUS)
• Knowledge of all mortgage related documentation required for conventional and government loans
• Experience with loan origination or servicing systems
• Familiarity with quality control processes and investor delivery requirements
• Strong analytical, problem-solving, and communication skills
• Ability to collaborate across multiple departments and levels of the organization
• Intermediate skills in Microsoft Excel and Word (Intermediate Excel and Word test required)
• Very detailed and multi-task oriented
• Junior college/two-year college training preferred

Physical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.

Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.

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