Job Description

This position will be primarily responsible for leading Strategic Analysis activities in the Analytics Center of Excellence for YMFC GRC function covering all regions in the globe supervised by YMFC. Primary responsibilities include, but are not limited to, analyzing portfolio decisions and performance, analyzing loss performance factors, developing operations strategy. and supporting credit origination analyticsThe areas of focus include originations, portfolio management strategy/criteria design, vintage analysis, portfolio segmentation, operations strategy, demographic analysis, collections performance and modeling to optimize portfolio performance for all YMFC regions

What you’ll be doing:

• Manage a team of risk and reporting analysts to provide analytical and reporting support to all YMFC departments and regions
• Lead key business initiatives like strategy design and adjustments. Perform quantitative analysis, statistical analysis, and monitoring of YMFC’s global finance business
• Apply highly technical and innovative ideas to solve business problems --- Query and database knowledge to evaluate and develop management strategies , P 15%
• Use of Data Mining, approved Artificial Intelligence and Machine Learning technologies to analyze business performance
• Conduct comprehensive analyses to assess levels of credit risk- including summarizing results with opinions and recommendations for actions for all YMFC regions
• Evaluate the adequacy of internal processes and reduce all forms of exposure. ranging from credit risk, efficiency/cost and regulatory impact
• Ad hoc reporting.
• Decides the use of appropriate technology to establish the management report and analyze business situations ·       
• Assess, identify and deploy solutions to automate business reports to ensure accurate, timely and effective implementation ·       
• Liaison with regions on Strategic initiatives like Scorecard, Decision Engine, System Conversion, etc.
• Meet with internal and external customers to establish requirements.

Qualifications

•         4-year Bachelor ' s degree in Mathematics, or Statistics
•         Minimum 3 to 5 years of working experience  
•         Experience in Auto, Motorcycle, or other consumer lending preferred
•         Strong presentation skills and ability to present data to Senior Management
•         Strong interpersonal and planning skills, and ability to interact seamlessly with all levels of management -internal and externalal).
•         High attention to detail