Job Title: Full stack Engineer
Location: Cardiff
Hybrid / Flexible Working
Salary: up to £50,000 + up to 20% annual bonus + benefits
Stability, flexibility and the opportunity to work on greenfield projects within one of Europe’s leading financial experts, sound interesting to you?
LDMS - About Us
Founded in 2018, LDMS is part of the LC Financial Holdings group, a 3 pillar organisation that has over 950 employees across Europe. Together, we have an impressive track record of providing world class credit expertise that spans over 20 years.
We are a Fintech company focused on digital lending software, a market growing around 18% per year and set to be worth $27 billion by 2028. Given our expertise within the company and across the group we aim to be the leader in the space, and in order to do that we need a team of people who can not just write quality code but can think, create and challenge others to come up with the best solutions for our customers. We are an ambitious team with a pretty big ‘to do list’ including improving existing products, building new ones and delivering to new markets.
The Role
We're hiring a full stack engineer to help own the shared foundation that every Product Team builds on — shared components, design system standards, tooling, and architecture.
This isn't a feature team. Your work has a multiplying effect, the components you build and the standards you help shape are used by every team that ships product. You'll rotate into Product Teams to support them on new patterns and challenges, staying close to how the foundation is used and bringing what you learn back.
We believe AI and agentic development has thrown out the old playbook. The way software gets built is being rethought from the ground up, and we're not sitting that out. We're figuring out what it looks like for us — and you'll be part of shaping it.
If you want to influence how teams develop software, this is for you
Key Responsibilities:
From time to time, the key responsibilities may change or be adapted to the needs of the business; however, the below gives an overview of the key focus areas.
· Own and evolve the shared component library
· Build and maintain shared backend modules, SDKs, and platform-level services used across Product Teams
· Contribute to shared modules and platform-level services
· Own and evolve the backend architecture - APIs, data models, and service patterns
· Improve the backend build pipeline, tooling, and developer experience
· Support Product Teams through rotations, reviews, and direct collaboration
· Drive continuous improvements to engineering practices
Requirements
Essential:
· Experience developing REST APIs with Java (preferably Java 8+) and Spring Boot
· Knowledge of SQL DB's, preferably Postgres or Oracle
· Experience building frontend applications with React and TypeScript (or a comparable modern framework)
· Experience with Docker or other containerization tools
· Experience working with modern Continuous Integration tooling such as Jenkins
· Experience with version control systems such as Git
· Experience with automated unit and integration testing
· A passion for solving problems
· Good verbal, written and communication skills
Desirable:
· Experience developing on the Cloud such as AWS, GCP, Azure
· Experience with end-to-end testing tools such as Playwright, Selenium, or WDIO
· Experience using Temporal for workflow orchestration
· Financial services or regulated industry background
· You've been working with AI-assisted or agentic development, or you're actively excited about where it's heading
What’s important to us?
It’s safe to say our passion is tech, but we recognise that the people we hire and bring together are at the heart of the organisation. Over the years, we have acquired and recruited a pretty eclectic bunch with hobbies ranging from gaming to ultra marathon running, snowboarding to chess and hiking and climbing; However, what we do have in common are our values:
● Teamwork
● Merit
● Develop
● Honest
● Impactful
● Integrity
They may look like corporate jargon, but they mean something to us. If you can relate to the above, get in touch, as there’s a good chance that you’d be a great addition to the team.
Benefits

LDMS is a financial services software specialist.
We provide full lifecycle solutions for the credit industry, covering all aspects of the loan management journey. We’ve been developing credit management software for more than 20 years and LDMS solutions have been successfully implemented in servicing operations throughout Europe.
We provide end-to-end capabilities across the full spectrum of credit management activities and asset classes. Our solutions are highly flexible with out-of-the-box integration to common processors and third parties as well as having high availability and throughput and fully compliant auditing and transaction processing.
Engage for Asset Finance is a market-leading solution for everything related to your asset finance contracts, from managing the asset data, contract onboarding and in life changes, customer data, insurance, maintenance and more.
Engage for Consumer & Business Finance delivers a modern customer centric experience to manage diversified financial products such as loans, Student Loans, Second Charge Loans, Guarantor Loans and SME Loans.
Both Engage for Mortgage Lending and for Motor Finance deliver robust, effective and efficient servicing platforms, reducing administration cost and increasing customer satisfaction.
We are part of LC Financial Holdings, operating from offices in Cardiff and Central London. Get in touch to find out more: info@ldms.com