Trusting Social

Full-Stack AI Engineer

Trusting Social  •  Ho Chi Minh City, VN (Onsite)  •  1 month ago
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Job Description

Location: Ho Chi Minh City,Ho Chi Minh,Vietnam

Trusting Social is an AI Fintech pioneer that's revolutionizing credit access in emerging markets. Our mission is "Advancing AI to Meet the Financial Needs of Everyday Consumers with Empathy." We've assessed over 1 billion consumers across four countries, and we're on a mission to provide 100 million credit lines using the power of AI and Big Data.

How You'll Make an Impact

The Engineering team at Trusting Social builds the AI-native systems that power credit decisioning, eKYC, fraud prevention, and lending workflows across four markets. This role ships across the full technology stack — frontend, backend, data, infrastructure — with AI as the primary productivity lever, not an optional add-on. You will work alongside product, data science, and operations teams to turn AI-native features into production-grade systems that reach millions of consumers.

The Full-Stack AI Engineer who succeeds here owns problems, not layers. They decompose ambiguous requirements before reaching for a solution, catch the failure modes AI misses, and build workflows that teammates adopt — not just personal productivity tricks. They are not bound by "that's not my layer"; they follow the problem across the stack until it is solved.

What You'll Do

Cross-Stack Delivery

  • Own features end-to-end across frontend, backend, and data layers — accountable for delivery, not just your slice of it.
  • Use AI tooling (LLMs, agentic workflows, Claude) as a daily productivity lever embedded in how you ship, not used occasionally.
  • Catch the edge cases and failure modes AI misses; problem-solving depth is what you bring that AI cannot replace.

System Design & Architecture

  • Design solutions at workflow and system level before writing code; produce design docs, API contracts, and alternative-comparison analyses that teammates reference.
  • Make trade-off decisions with documented rationale — your designs should survive past your own involvement on a feature.
  • Prototype agentic systems and AI workflows in Claude; read and act on metrics to validate what you ship.

Production Ownership & Quality

  • Own production reliability for your systems; monitor metrics, catch drift early, and respond to incidents without being prompted.
  • Build with observability from day one; write tests that reflect how the system actually fails, not just the happy path.
  • Keep AI systems above the quality threshold at target cost — measure output, not just activity.
  • AI Workflow Development & Knowledge Encoding
  • Build AI workflows that teammates adopt, creating team-level patterns for how the team ships — not just personal productivity gains.
  • Encode what you learn into artifacts — documented frameworks, decision aids, runbooks — that reduce bus factor and scale your impact beyond the features you own.

What We're Looking For

Experience & Background

  • 3+ years in software engineering with demonstrated delivery across more than one layer of the stack (frontend, backend, data, or infrastructure).
  • Hands-on experience shipping production AI features — LLM integration, agentic workflows, or AI-assisted systems at scale.
  • Startup or tech background is a strong plus.

How You Work

  • You use AI tooling daily and can describe concretely how it changes your output — not just what tools you use, but how your workflows have evolved and what teammates have adopted.
  • You decompose ambiguous problems before reaching for a solution; root-cause analysis is a reflex, not a last resort.
  • You connect frontend, backend, data, and infrastructure concerns — you do not hand off when the problem crosses layers.
  • You encode what you learn; your contributions outlast the feature you are building.

Skills & Competencies

  • AI Engineer/Architect — Ships end-to-end AI-powered software across BE + FE + agents + data with Claude; owns the full delivery, not just a layer.
  • Product Architect — Designs at workflow and system level; documents trade-offs and alternatives that survive past the sprint and get referenced by others.
  • Domain Expert — Builds deep understanding of the product domain (credit decisioning, eKYC, fraud, or core engineering disciplines like security or observability); encodes it into artifacts teammates use.
  • AI Operator — Monitors production AI systems above quality threshold; catches drift before it becomes an incident; acts on metrics, not assumptions.
  • Proficiency in modern web and backend frameworks; experience with LLM APIs, vector databases, or AI orchestration tooling.
  • Strong English communication skills (spoken and written — professional fluency required).
  • High adaptability and comfort operating in fast-paced, ambiguous environments.

What We Offer

Join our vibrant team and enjoy:

  • Opportunity to work and learn from one of the best and brightest technology teams in Vietnam
  • Be part of a winning team with exponential growth regionally, experience recruiting world-class talents
  • Competitive compensation package, including 13th-month salary and performance bonuses
  • Comprehensive health care coverage for you and your dependents
  • Generous leave policies, including annual leave, sick leave, and flexible work hours
  • Convenient central district 1 office location, next to a future metro station
  • Onsite lunch with multiple options, including vegetarian
  • Grab for work allowance and fully equipped workstations
  • Fun and engaging team building activities, sponsored sports clubs, and happy hour every Thursday
  • Unlimited free coffee, tea, snacks, and fruit to keep you energized
  • An opportunity to make a social impact by helping to democratize credit access in emerging markets

At Trusting Social, we live by ownership, integrity, and agility in execution. We believe in doing what's right, what's best, and what's innovative. If you're smart, driven, and want to make a difference in the world with the most advanced and fascinating technology, come join our team. We offer the runway to truly make an impact.

Learn more about us:

https://trustingsocial.com | https://www.youtube.com/watch-v=inAEDGvOcL8&t=29s

To Apply: Please submit your resume, along with a cover letter detailing your interest in the role and how your experience aligns with the requirements and values of Trusting Social. We look forward to reviewing your application and exploring the possibility of you joining our exceptional team.

Trusting Social

About Trusting Social

Trusting Social is an AI fintech company revolutionizing credit scoring using big data technology, and social, web, and mobile data. Our solution enables lenders in emerging markets to reach billions of "financially invisible" consumers not covered by credit bureaus. Founded in 2013 in the United States, we proudly served one billion consumers across Vietnam, Indonesia, India, and the Philippines in 2020 with our accurate, fast, and cost-effective solutions.

Our mission is to make financial inclusion a reality in Southeast Asia and India within the next decade. We're achieving this through large-scale AI-based risk assessment, AI-first products for embedded finance, and sophisticated analytics. At Trusting Social, we value extreme ownership, data-driven approaches, mindfulness, and social impact.

As a high-growth fintech company, we offer Enterprise Solutions for the lending industry and Co-Lending Partnerships. We're committed to providing innovative solutions to improve financial inclusion and credit access. With over 40 leading financial institution clients in Vietnam, we dominate consumer credit scoring, personal loan lead generation, and eKYC, and pioneer efforts to reimagine credit cards for mass consumers.

Join our diverse, multinational team working seamlessly across offices in Singapore, Vietnam, Indonesia, India, and the Philippines. Together, we're breaking barriers, shaping the future of financial access, and transforming lives.

Explore exciting career opportunities with Trusting Social and become part of our mission to advance data science and technology, delivering financial access for all. Ignite your passion, unleash your potential, and create a lasting impact with us. Follow our LinkedIn Page for the latest news, updates, and job openings as we journey together to revolutionize the fintech landscape.

Industry
Finance & Insurance
Company Size
201-500 employees
Headquarters
Singapore, SG
Year Founded
2013
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