Job Description

Job Location: First Internet Bank of Indiana Fishers - Fishers, IN 46038About the Position:
As the Fraud Analyst I you will be responsible for the proactive monitoring of new and existing customer account relationships to prevent or minimize financial, reputational, and financial crimes risk to the Bank. You will review alerts in the Bank’s BSA/AML/Fraud and Sanctions monitoring software system(s) to identify potentially suspicious and fraudulent activity. You will also provide support to the Bank Secrecy Act (BSA) area for anti-money laundering (AML), and OFAC compliance.
What You Will Do:
- Reviews and researches new customer account applications referred by internal Bank departments to identify fraudulent account applications.
- Researches, documents, and closes and/or escalates assigned alerts in the Bank’s BSA/AML/Fraud and Sanctions compliance monitoring software within documented time frames.
- Responsible for customer account reviews, ensuring compliance with CIP, CDD and Beneficial Ownership regulations; perform EDD on designated customer account relationships.
- Reviews various reports to identify fraudulent or suspicious activities, including but not limited to daily and monthly large cash reports, daily return deposit items reports, daily ACH account verification transactions.
- Assist in reviewing new accounts for compliance with CIP, CDD, and Beneficial Ownership regulations.
- Acts as a resource for fraud related issues with other Bank departments.
- Perform other duties as assigned.
What We’re Looking For:
- A minimum of two years of front line or operational banking experience, or two years in a fraud related role in another industry (e.g., previous investigative experience in financial crimes) required
- A high school education is required
- Ability to clearly articulate and explain findings verbally and in writing
- Working knowledge of basic financial transactions and terminology (e.g., ACH transfers, wires, etc.) and the ability to differentiate between these transactions
- Microsoft Office Experience required
Working Conditions/Demands:
- Professional office setting.
- Primarily sedentary position requiring long periods of time working at a computer.
- Must be able to move throughout the office and buildings to obtain or relay information.
- Must be able to perform the essential functions of the position with or without reasonable accommodation.
Who Are We?
We’re not just another bank and we’re not looking for just another employee. Since 1999, First Internet Bank has been dedicated to finding a better way to bank and doing things that have never been done before. Yes, we really were the first state-charted, FDIC insured bank to operate entirely online and we have been leading the way ever since.
We seek the game changers, the innovators…those who challenge the status quo because change really is the only constant. Ready to join a team of imaginative, driven individuals like you? It’s your career, you deserve to imagine more. Keep reading, we think you will like you what see.

QualificationsWhy Join Us?
Our success has been driven, in part, by four core competencies – customer focus, teamwork, adaptability and initiative. Collectively they define our actions and are at the heart of all we do.  As a result, we’ve been fortunate to have been named numerous times as an Indianapolis Star Top Workplace and one of the Best Banks to Work For! Headquartered in downtown Fishers, our newly-built, state-of-the-art 175,000 square foot facility headquarters was designed with our team in mind and features an 18,000 square foot open air deck named “The Backyard”, with fire pits, covered pergola, waterfall and foliage to create a momentary escape from the work day.  Beyond that, the onsite fitness center with the latest equipment and ergonomically-designed workstations help promote health and wellness.  Have we mentioned free snacks, soft drinks and beer available on tap?  Want more?  How about unlimited volunteer time off and social events to bring us all together to have some more. Why just imagine more, take the “first” step and apply today.
Our benefits package includes the following and so much more:
- Medical, Dental, and Vision Insurance for Full-Time employees - Eligibility begins on day one of employment
- 401(k) Retirement Plan with Generous Match for Full-Time and Part-Time employees - Eligibility begins on day one of employment
- Professional Development Reimbursement
- At Least 3 Weeks Paid Vacation Annually - For New Employees, Paid Vacation is Adjusted Based on Start Date
- Eleven Paid Holidays
- Paid Volunteer Time
- Annual First Internet Bank-branded merchandise allowance
Equal Opportunity Employer - Women, Minorities, Veterans and Individuals with Disabilities
If you are a California resident, you may be entitled to certain rights regarding your personal information. Additional information about our data collection practices and location specific notices is available on our privacy policy. Click here to read more.
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c). Click here to read more.