Job Description

Who We Are

We are a finance-driven organization focused on disciplined financial planning, performance analysis, and strategic decision support across our cards business. Our FP&A function partners closely with senior management and cross-functional teams to drive product profitability, portfolio optimisation, and sustainable growth through data-backed insights and financial discipline.

The Position

The FP&A Analyst plays a critical role in financial planning, budgeting, forecasting, and business performance analysis. This position supports senior management by providing data-driven insights, financial modelling, and strategic recommendations to optimise business decisions. The FP&A Analyst collaborates with cross-functional teams to ensure financial discipline and operational efficiency.

What You Will Do

Financial Modelling & Scenario Analysis

• Build, validate, and maintain credit and debit cards financial models to assess business performance.
• Conduct scenario and sensitivity analysis to support long-term planning.
• Support M&A due diligence and integration efforts, if applicable.

Financial Planning & Forecasting

• Assist in the annual budgeting process, including revenue, expense, and capital expenditure planning.
• Develop and maintain rolling forecasts to reflect changing business conditions.
• Analyse variances between actual budgets, and forecasts, providing actionable insights.

Business Partnering & Decision Support

• Provide product profitability optimisation and portfolio management support.
• Collaborate with department heads to track performance against financial targets.
• Provide ad-hoc financial analysis to support strategic initiatives such as pricing, cost optimisation, and investments.
• Evaluate business cases for new projects, investments, or cost-saving opportunities.

Financial Reporting & Analysis

• Prepare monthly, quarterly, and annual financial reports for management and stakeholders.
• Conduct profitability analysis by business unit, product line, or region.
• Identify trends, risks, and opportunities through financial and operational KPIs.

Process Improvement & Systems

• Enhance financial planning processes through automation and best practices.
• Work with SQL and BI tools such as Power BI and Tableau to improve reporting efficiency.
• Ensure data accuracy and integrity across financial systems.

Requirements

What You Bring

Education & Experience

• 2–5 years of experience in card modeling.
• Bachelor’s degree in finance, Accounting, Economics, or a related field.
• Experience in financial modeling, budgeting, and forecasting.
• Proficiency in advanced Excel, confidence in SQL queries, and PowerPoint.

Key Competencies

• Strong analytical and problem-solving skills.
• Excellent communication and presentation skills.
• Ability to work cross-functionally and influence decision-making.
• Detail-oriented with a strong focus on accuracy.
• Adaptable to fast-paced and dynamic environments.

Benefits

What’s In It for You

• Impact: Drive business decisions with data-backed insights.
• Growth: Exposure to senior leadership and strategic initiatives.
• Skills Development: Enhance expertise in financial modeling, forecasting, and business intelligence.
• Rewards: Competitive compensation and benefits package.
• Opportunity: Room for growth and influence in a dynamic environment.